Credit Underwriter I/II-Commercial Real Estate Portfolio Mngt

Responsibilities

• Responsible for post close credit activity including documenting the conditions for pre-approved extensions and the associated legal documents.
• Responsible for all monitoring and maintenance activities on an assigned portfolio including risk rating scorecards, annual sponsor/guarantor financial reviews, covenant compliance, construction monitoring, interest reserve analysis, lease reviews, loan reporting, and site inspections.
• Activities associated with the minor modification of existing credits and the extension of facilities which have qualified for defined extension options.
• Collateral analysis, sponsor/guarantor financial analysis, and review of related legal documents.
• Working knowledge of redit facilities include bridge, term, and construction loans for commercial real estate developers and investors.
• Drive process simplification and improvement under the direction of management.

Requirements

• 2+ years commercial credit financial analysis and portfolio management experience.
• 2+ years of financial accounting, financial modeling or loan structuring.
• Commercial Credit Training

Desired Qualifications

• Bachelor’s degree in finance, accounting, economics or similar
• Certificate from accredited real estate educational program
• Large money center bank experience
• CRE portfolio management experience