Credit Underwriter II-Commercial Real Estate-Portfolio Management
Bank of America · Chicago, IL · 2 days ago
FinanceFull-time
Responsibilities
- Leads the credit analysis process with the support of other analysts and associates
- Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
- Makes sure to monitor operating performance and financial condition, proactively identifying issues and opportunities
- Assists in delivering financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions
- Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
- Executes post-close credit activities, including documenting conditions, administering approved extensions, and coordinating related legal documentation
- Contributes to comprehensive portfolio monitoring and maintenance activities, including covenant compliance, construction and collateral reviews, financial and guarantor analysis, and ongoing risk assessment
- Contributes to process improvement and simplification initiatives to enhance portfolio oversight, credit execution, and operational efficiency
Requirements
- 5+ years commercial real estate credit related experience
- Financial analysis and portfolio management experience
- Financial accounting, financial modeling and loan structuring experience
Desired Qualifications
- Bachelor’s degree in finance, accounting, economics or similar
- Certificate from accredited real estate educational program
- Large money center bank experience
- CRE portfolio management experience
- Commercial Credit Training
- Skills: Attention to Detail, Credit and Risk Assessment, Financial Analysis, Underwriting, Written Communications, Analytical Thinking, Credit Documentation Requirements, Financial Forecasting and Modeling, Recording/Organizing Information, Business Acumen, Collaboration, Collateral Management, Loan Structuring, Prioritization
Shift
1st shift (United States of America)
Hours Per Week
40