Compliance Consultant – Advertising Compliance

About the Role

We are seeking a detail-oriented professional to support our Advertising Review and Advertising Filing functions, ensuring that all fixed life insurance and annuity marketing materials and communications meet regulatory standards and internal policies. In this role, you will review, track, and approve advertising content across multiple channels, working closely with marketing, legal, and business teams to ensure timely and accurate marketing. You may also prepare, submit, and respond to state advertising filings.

The ideal candidate brings strong analytical skills, a keen eye for detail, and a solid understanding of compliance frameworks within a regulated environment. This is an opportunity to play a critical role in protecting the organization’s reputation while enabling effective and compliant communication.

Responsibilities

• Receive, review, and research applicable state and federal regulations to ensure all regulatory requirements are incorporated into company policies and practices for both Life and Annuity.
• Use professional judgement and forward thinking to adapt regulations to fast-paced changes in the business units and insurance industry.
• Partner with and provide subject matter expertise to Sr. Compliance Consultants, Team Advisor, or Manager with the receipt, review, research, investigation of, and response/preparation to regulatory agencies and client-initiated complaints of small to medium scope as assigned by manager.
• Attend compliance-related meetings and present information as assigned; perform internal investigations and agent investigations when necessary.
• Survey customers as required within some projects.
• Assist compliance senior management in all aspects of the compliance function related to developing and implementing policies, procedures, and controls; conducting reviews of compliance processes and operations; ensuring implementation of any required corrective actions; managing projects; developing and implementing systems to automate processes and procedures to enhance efficiencies.
• Develop and maintain good relationships with both internal and external customers by handling tasks in a timely and professional manner. This includes collaborating and negotiating with state regulators to resolve concerns as well as fostering relationships with state insurance department personnel.
• Research and address/resolve “Red Flag” issues.
• Communicate and train appropriate employees regarding new laws and regulations for both Life and Annuity.
• Document, update, and monitor the Legislative Briefing Database.
• Serve as subject matter expert for field compliance manual and/or advertising guidelines. Notify manager of necessary changes and help ensure that updates are provided to business partners on a no less than annual basis.
• Ensure all compliance-related procedures are appropriately documented and categorized in a compliance manual format.
• Accountable for maintenance of files as well as participating in the review, collection of data, data testing, and response to Market Conduct Exams and 38(a)-1.
• Use SLS concepts and/or other practices to assist manager with incorporating the shared values and division vision and mission statement into the department.

If your focus within the department is exam-related:

• Assist in the review, collection of data, data testing, and response to Market Conduct Exams and 38(a)-1 assessments.

If your focus within the department is consumer affairs-related:

• Communicate verbally with clients and agents in relation to a written complaint or other inquiry.
• Draft clear and concise written responses to complaints or other inquiries.

If your focus within the department is advertising review-related:

• Log and track all review status and actions in the Advertising Compliance Database.
• In conjunction with corporate guidelines, personal product knowledge, and professional judgment, review submitted ads and marketing pieces for compliance purposes and respond within established corporate timeframes to approve or suggest changes and negotiate revisions for compliance.
• Collaborate with and provide subject matter expertise to other areas including Product Development, Actuarial, Marketing Communications, Marketing Strategy Team, and Finance to verify specific aspects of ads.
• Responsible for the preparation and submittal of advertising forms to the appropriate states’ Departments of Insurance, as required.

• Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect, and Integrity).
• Regular attendance is required and expected in order to meet the business service levels and workflow demands.
• Participate in other initiatives and/or projects as necessary.

Requirements

• Bachelor’s Degree in business or related field preferred or equivalent business experience.
• 3-4 years' relevant compliance, internal audit, or other equivalent experience preferred.
• Working knowledge of life and annuity products, with specific knowledge of insurance company operations.
• Ability to make sound and proper decisions by applying personal knowledge of guidelines, product information, and personal professional judgement in review of assigned materials.
• Excellent interpersonal and customer service skills.
• Strong analytical problem-solving skills, including the ability to accumulate, organize, and assimilate large amounts of information.
• Excellent attention to detail and accuracy; including proofreading skills.
• Ability to manage multiple tasks simultaneously and manage competing priorities.
• Ability to work independently and be a team player by demonstrating flexibility, understanding of other positions, providing constructive and relevant input to discussions.
• Organizational skills.
• Demonstrate professionalism and an aptitude for problem resolution.
• Advanced computer skills, including Microsoft Word and Excel and Adobe Acrobat.
• Excellent written and verbal communication skills.
• Minimal overnight travel; anticipate up to 5%.
• Criminal background check required.

Pay

USD $49,628.00 - USD $103,391.00 /Yr. Range includes data points from multiple labor markets. Specific range is dependent on the labor market where the incumbent will be hired to perform the position. Starting salary is dependent on candidate qualifications and experience.

Benefits

• Comprehensive health coverage for you and your family, including Medical, Dental, Vision, HSA & FSA options, and term life insurance.
• Competitive compensation with a performance-based incentive program tied to clear goals and individual and/or company success.
• 100% company-funded Employee Stock Ownership Plan (ESOP), plus automatic enrollment in our 401(k).
• Friday afternoons off year-round, generous paid time off, and paid holidays.
• Paid development time, tuition reimbursement, and professional development opportunities across industry, individual, and leadership programs.
• Volunteer time off and company nonprofit matching gift program, supporting the causes that matter most to you.

Work Authorization/Sponsorship: At this time, we’re not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)