VP Agricultural Lending

What You'll Do

• Designing innovative financial packages based on member needs, pricing competitively based on risk and profitability.
• Advise members on loan decisions and financial strategies by interpreting balance sheets, income statements, and cash flow projections, while providing expert guidance on their current financial position and future credit needs.
• Building and managing a high-quality agricultural loan portfolio to meet growth, production, and credit quality targets.
• Promoting and selling loan products, while cross-selling additional products and services that support long-term member success.
• Generating new business by facilitating cold and warm outreach, nurturing leads, and guiding prospects through the sales process.
• Collaborating with credit analysts to review and present credit packages and participating in the consensus decision-making process.
• Structuring loan terms and preparing proposals while ensuring compliance with policies and regulations; continuously monitoring loan performance, identifying potential risks, and taking timely action on delinquent accounts.
• Engaging with industry groups, participating in ag-related events, and maintaining a strong professional presence in the agricultural community.
• Traveling regularly to farms and agricultural sites for visits, assessments, and relationship development.

What We're Looking For

• Bachelor's degree in business administration, Finance, Agricultural Management, or related field (or equivalent experience).
• 7+ years in agribusiness, farming, or agricultural lending.
• North Dakota crop hail insurance license preferred but not required.
• Strong financial and mathematical skills, including loan amortization, interest calculations, and risk assessment.
• Excellent communication, interpersonal, and organizational abilities.
• Proven ability to build trust and long-term relationships with members.

Why Town & Country Credit Union?

We're a team of 160 professionals across 10 branches in Fargo, West Fargo, Minot, Kenmare, and Stanley. At Town & Country Credit Union, we're committed to making a positive impact-on our members, our employees, and our communities.

We believe in delivering outstanding products and services while fostering a supportive and growth-oriented work environment. You'll find opportunities to take on new challenges, grow your skills, and make meaningful contributions every day.

Benefits You'll Enjoy

• Competitive pay
• Paid holidays
• Generous paid time off
• "Dress for your day" dress code
• Health, dental, and vision insurance
• Life and disability insurance
• Flexible spending accounts
• 401(k) with employer contributions
• Paid volunteer time
• Tuition reimbursement
• YMCA Corporate Membership Discount or Lifestyle Spending Account

Job Posted by ApplicantPro