Vice President, Portfolio Management (Commercial and Industrial Upper Middle Market)

About the role

The VP, Portfolio Management is responsible for financial analysis and preparing underwriting documents to support corporate credit requests, maintaining asset quality within a moderate risk profile, and assisting in cross-selling additional bank products.

Responsibilities

• Gather and analyze financial data for clients or prospects, including spreading financial statements and analyzing historical performance.
• Model future financial performance of clients and prospects, including downside scenarios.
• Structure transactions in collaboration with Business Partners/Bankers/Relationship Managers, viewed as a value-add financial advisor by the client/borrower.
• Manage the approval process for lending commitments, amendments, waivers, and consents, including monitoring and reporting.
• Review and maintain legal documentation, ensuring compliance with regulations and certifications.
• Monitor accounts and track financial performance, ensuring data integrity and timely changes in risk ratings.
• Identify and address potential problem accounts, working with the Asset Recovery Group as needed.
• Attend management presentations, bank meetings, and conduct site visits to monitor business conditions and identify new opportunities.
• Contribute to or prepare white papers on assigned industry segments, as requested.
• Provide guidance and feedback to Analysts and Associates as appropriate.

Requirements

• Minimum 5 years of commercial underwriting, credit, banking, and/or financial services experience.
• Commercial and Industrial (C&I) underwriting experience strongly preferred.
• Competent with Microsoft Office and able to learn and utilize other technology applications.
• Demonstrated competence in financial analysis and modeling.
• Experience structuring financial covenants for syndicated debt facilities.
• Experience managing the left lead / administrative agent role in syndicated deals.
• Ability to lead discussions with clients during negotiations and act as primary lending representative on deal execution.
• Knowledge of business and legal elements of credit agreements, and ability to work with counsel and collaborate through document negotiations.
• Solid understanding of banking and investment banking products and services, and current market dynamics, trends, and terms.
• Effective and polished presentation and communication skills, with the ability to influence and challenge with impact.
• Ability to plan, multi-task, manage time effectively, and lead work independently with limited direction.

Qualifications

• Bachelor's Degree or equivalent work experience in finance, accounting, economics, and/or business (required).
• MBA (preferred).

Skills

• Financial & Credit Acumen
• Sound Judgement
• Communication
• Effective Transaction Management
• Effective Risk Management
• Proactive Time Management
• Collaboration & Teamwork
• Accountability
• Critical Thinking & Intellectual Curiosity
• Leadership & Influencing
• Enterprise Mindset

Benefits

Eligible for a base salary ranging from $96,000.00 to $181,000.00 annually, with potential for incentive compensation including production, commission, and/or discretionary incentives. Benefits include a comprehensive list available upon request.

Pay

$96,000.00 - $181,000.00 annually

Schedule

Hybrid (3+ days)