Vice President, Portfolio Management (Commercial and Industrial Upper Middle Market)

About the role

The VP, Portfolio Management is responsible for financial analysis and preparing underwriting documents to support corporate credit requests. They also perform credit monitoring and risk rating, review legal documentation, and assist in cross-selling additional bank products.

Responsibilities

• Gather and analyze financial data for clients or prospects, including spreading financial statements and analyzing historical performance.
• Model future financial performance and identify risks and mitigants.
• Structure transactions with Business Partners/Bankers/Relationship Managers, viewed as a value-add financial advisor.
• Manage the approval process for lending commitments, amendments, waivers, and consents, ensuring compliance with regulations.
• Review and maintain legal documentation, ensuring accuracy and compliance.
• Monitor accounts and track covenant compliance, earnings trends, and management capability.
• Identify potential problem accounts and work with the Asset Recovery Group.
• Attend management presentations and conduct site visits to monitor business conditions and identify new opportunities.
• Contribute to or prepare white papers on assigned industry segments.

Requirements

• Minimum 5 years of commercial underwriting, credit, banking, or financial services experience.
• Commercial and Industrial (C&I) underwriting experience preferred.
• Competent with Microsoft Office and able to learn and utilize other technology applications.
• Demonstrated competence in financial analysis and modeling.
• Experience structuring financial covenants for syndicated debt facilities.
• Experience managing the left lead / administrative agent role in syndicated deals.
• Ability to lead discussions with clients and act as a primary lending representative.
• Knowledge of business and legal elements of credit agreements and ability to work with counsel.
• Solid understanding of banking and investment banking products and services.
• Effective and polished presentation and communication skills.
• Ability to plan, multi-task, manage time effectively, and lead work independently.

Qualifications

• Bachelor's Degree or equivalent work experience in finance, accounting, economics, or business.
• MBA preferred.

Skills

• Financial & Credit Acumen
• Sound Judgement
• Communication
• Effective Transaction Management
• Effective Risk Management including Loan Documentation
• Proactive Time Management
• Collaboration & Teamwork
• Accountability
• Critical Thinking & Intellectual Curiosity
• Leadership & Influencing
• Enterprise Mindset

Benefits

Includes eligibility for a base salary ranging from $96,000.00 to $181,000.00 annually, plus incentive compensation such as production, commission, and discretionary incentives. Eligible for a comprehensive list of benefits.

Pay

$96,000.00 - $181,000.00 annually

Schedule

Hybrid (3+ days)