Small Commercial Property Adjuster

The user wants me to reformat a job posting into clean, well-structured semantic HTML. Let me analyze the content and apply the rules. First, I need to identify the sections: - About the role (description) - Responsibilities - Qualifications - About Us (includes pay philosophy, benefits, EEO) Rules: - Use

for section headings (About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule) - Use

• for lists - Use

  for prose - Do NOT repeat job title as heading - Do NOT put Job ID/requisition numbers as headings - Preserve ALL substantive information - Remove boilerplate (cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions) - Include section ONLY when real, specific content exists - Never emit heading followed by filler/placeholder text (e.g., "commensurate with experience", "not specified", "N/A", "varies", "TBD") - Never create Pay/Schedule/Benefits sections unless posting actually states them - Prefer few substantive sections over many thin ones - Output ONLY HTML fragment, no /, no markdown code fences Now, let's parse the content: The posting has: - Position Company: Liberty Mutual Insurance - Location: Sandusky, Ohio - Posted On: 10/18/2026 - Description: Property Adjusters investigate commercial property claims... (this is the "About the role" content) - Responsibilities: list of duties - Qualifications: list of qualifications - About Us: includes Pay Philosophy, benefits, EEO statement, Fair Chance Notices I need to decide which sections to include. The description is prose about the role. I'll put that under "About the role" heading. Responsibilities is a list of bullet points (though in the text they are separated by periods, but they are distinct duties). I'll make a

  with each as
  • . Qualifications is a list of qualifications. Also a list. About Us contains: - Pay Philosophy: "The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role." - Then a paragraph about inclusive culture, benefits, etc. - Link to benefits page. - EEO statement. - Fair Chance Notices for specific locations. The rules say: never create Pay/Schedule/Benefits sections unless the posting actually states them. The posting does state pay philosophy (though not a specific range, but describes how it's determined). It also mentions benefits and links to a benefits page. However, the EEO and Fair Chance Notices are boilerplate that should be removed. The user said: "Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate". So EEO and Fair Chance Notices are boilerplate and should be removed. But the pay philosophy and benefits description are substantive? The pay philosophy is generic but specific to the company. The benefits paragraph is also generic but includes a link. The rules say: "include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. 'commensurate with experience', 'not specified', 'N/A', 'varies', 'TBD')". The pay philosophy says "typical starting salary range ... is determined by a number of factors...". That's not a specific range, but it's a description of how pay is determined. It might be considered filler? However, it's actual content from the posting. The user said "Preserve ALL substantive information". I think we should include it under a "Pay" or "Compensation" heading? But the allowed headings are: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. "Pay" is allowed. The posting has a "Pay Philosophy" section. So I'll include a "Pay" section with that content. Benefits: The posting says "To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits". That's a link to benefits. It also describes comprehensive benefits, workplace flexibility, etc. That could be a "Benefits" section. But the rules say never create Benefits section unless posting actually states them. It does state them, albeit generically. I'll include a "Benefits" section with the prose and link. But note: the "About Us" section includes both pay philosophy and benefits. I could split into two sections: "Pay" and "Benefits". Or keep as "About Us"? The allowed headings don't include "About Us". The allowed headings are: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So I should map to those. The description is "About the role". Responsibilities is "Responsibilities". Qualifications is "Qualifications". Then Pay and Benefits. The posting also mentions "Schedule"? Not explicitly. It mentions "Attendance and active engagement during training is mandatory" and "Ability and willingness to travel to the site of a catastrophe for assignments that may last several weeks." That's more about requirements. No schedule details like hours, shift, etc. So no Schedule section. Skills: The qualifications include skills like "Decision making; results oriented; spoken communication; and adaptability." Could be a "Skills" section, but they are part of qualifications. The rules say "Skills" is a possible heading. But the posting doesn't have a separate skills section; it's under qualifications. I'll keep them under Qualifications. Now, the metadata: "Position Company : Liberty Mutual Insurance Location : Sandusky, Ohio Posted On : 10/18/2026". The rules: "do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

    or drop it." This is minor metadata. I'll fold into a short

    at the top, maybe before the first heading. Now, let's structure: First, a

    with company, location, posted date. Then

    About the role

    with the description prose. Then

    Responsibilities

    with
    of each responsibility. Then

    Qualifications

    with
    of each qualification. Then

    Pay

    with the pay philosophy prose. Then

    Benefits

    with the benefits prose and link. But note: The pay philosophy and benefits are under "About Us" in the original. I'll separate them. Now, I need to parse the responsibilities list. The text: "Responsibilities Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss. Reviews and utilizes financial statements to adjust moderately sized business interruption losses.Conduct on-site appraisal or direct independent adjuster to determine facts relevant causation, damages and exposure.Engages and manages consultants and independent adjusters as required. Monitors the costs to ensure they are reasonable and necessary.Establishes and maintains accurate loss cost estimates and reserves for each claim for reporting, financial records, and other purposes.Keeps the Insured and others informed about the claim's status with clear, timely and accurate written/oral communications. Effectively communicates in writing on moderately complex coverage issues with minimal review and coaching. Determines depreciation of claim.Affirms or denies coverage of the claim based on the facts and the policy terms and conditions. Develops information necessary to make advance, partial and final payments when appropriate.Meet time requirements of the policy and fair claims handling practices.Effectively negotiate settlement of claims of varying complexity and perils. Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.Keeps the electronic claim file properly documented with accurate, clear and timely information and reports that reflect the adjustment activities and substantiate any payments made.May participate in quality assurance file review sessions and serve as a technical resource for less experienced claims personnel.Will be called upon for catastrophe duty." These are separate sentences, each a responsibility. I'll split by periods, but careful: some sentences have multiple clauses. Better to split by the bullet points implied. The text uses periods and capital letters. I'll treat each sentence as a separate liability item. However, some are run-on. I'll split at each period followed by space and capital letter. But there are some missing spaces. I'll manually list them: 1. Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss. 2. Reviews and utilizes financial statements to adjust moderately sized business interruption losses. 3. Conduct on-site appraisal or direct independent adjuster to determine facts relevant causation, damages and exposure. 4. Engages and manages consultants and independent adjusters as required. 5. Monitors the costs to ensure they are reasonable and necessary. 6. Establishes and maintains accurate loss cost estimates and reserves for each claim for reporting, financial records, and other purposes. 7. Keeps the Insured and others informed about the claim's status with clear, timely and accurate written/oral communications. 8. Effectively communicates in writing on moderately complex coverage issues with minimal review and coaching. 9. Determines depreciation of claim. 10. Affirms or denies coverage of the claim based on the facts and the policy terms and conditions. 11. Develops information necessary to make advance, partial and final payments when appropriate. 12. Meet time requirements of the policy and fair claims handling practices. 13. Effectively negotiate settlement of claims of varying complexity and perils. 14. Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability. 15. Keeps the electronic claim file properly documented with accurate, clear and timely information and reports that reflect the adjustment activities and substantiate any payments made. 16. May participate in quality assurance file review sessions and serve as a technical resource for less experienced claims personnel. 17. Will be called upon for catastrophe duty. I'll make each a
    • . Qualifications: "Qualifications Knowledge of property insurance; commercial property claims; coverage evaluation; claims investigation, loss assessment, evaluation and reserves; financial analyses; insurance regulations; negotiation and settlement of moderate complexity claims.Other skills required in a focus on customers.Decision making; results oriented; spoken communication; and adaptability.An ability to build relationships, mentoring and training less experienced team members,listen (i.e., comprehend nuances and acknowledge others' viewpoints), write business correspondence, produce accurate work, manage projects, manage vendors; and use core applications/spreadsheets as normally acquired through a bachelor's degree or equivalent.Successful completion of required internal training programs and AIC (Associate in Claims) module 33.At least 18 months of progressively responsible experience.Ability and willingness to travel to the site of a catastrophe for assignments that may last several weeks." Split by periods? There are semicolons and periods. I'll split into distinct qualifications: 1. Knowledge of property insurance; commercial property claims; coverage evaluation; claims investigation, loss assessment, evaluation and reserves; financial analyses; insurance regulations; negotiation and settlement of moderate complexity claims. 2. Other skills required in a focus on customers. 3. Decision making; results oriented; spoken communication; and adaptability. 4. An ability to build relationships, mentoring and training less experienced team members, listen (i.e., comprehend nuances and acknowledge others' viewpoints), write business correspondence, produce accurate work, manage projects, manage vendors; and use core applications/spreadsheets as normally acquired through a bachelor's degree or equivalent. 5. Successful completion of required internal training programs and AIC (Associate in Claims) module 33. 6. At least 18 months of progressively responsible experience. 7.