Senior Commercial Banker
Community State Bank · Ankeny, IA · 2 wk ago
On-siteFinanceFull-time
About the Role
The Senior Commercial Banker oversees commercial banking relationships and actively seeks new business opportunities. This role formulates and executes business strategies, manages client relationships, and may mentor and manage a team of commercial bankers.
Responsibilities
- Lead, mentor, and develop a team of professionals, fostering a high-performance culture.
- Expand existing client relationships and actively acquire new business relationships.
- Implement effective business development strategies and achieve budgeted goals for loan and deposit growth.
- Facilitate communication with clients and relevant stakeholders for an effective closing process.
- Analyze credit requests and review and verify financial statements to ensure compliance with bank policies in conjunction with the credit team.
- Manage the loan closing process and ensure all required documentation, approvals, and collateral are verified.
- Monitor loan relationships for annual reviews and compliance.
- Cross-sell bank services in a professional manner and enhance client relationships.
- Identify and manage elevated risk loans through established monitoring.
- Participate in the bank’s Loan Committee discussions.
- Maintain knowledge of company policies and procedures as well as internal audit procedures, legal regulations, and requirements.
- Evaluate performance, administer touchpoints, and deliver performance evaluations.
- Establish clear expectations and hold team members accountable to performance and behaviors aligned with company culture.
- Understand and administer compensation based on a pay-for-performance philosophy, including merit increases and variable pay.
- Comply with all company or regulatory policies, procedures, and requirements applicable to this position.
- Participate in community engagement events, including professional, civic, and community groups.
- Foster and preserve a culture of inclusion.
- Perform additional duties and responsibilities as required to support the company’s mission, vision, and values.
Requirements
- Bachelor’s degree in business administration, finance, accounting, or a related field.
- Minimum six years of experience in commercial banking.
- Strong analytical and business judgment skills.
- Excellent verbal, written, and interpersonal communication skills.
- Capability to manage sensitive information and uphold confidentiality.
- Accountability when working with clients, team members, and company stakeholders.
Working Conditions
- Duties are performed in a professional office environment.
- Requires travel to other bank or client locations.
- Evening and weekend work as needed for events.