Senior Business Banking Credit Underwriter

Job Responsibilities

• Review various personal and business financial statements and reports to calculate financial ratios and complete financial analysis to assess the overall creditworthiness of loan applicants.
• Aid sales and fulfillment partners from the loan application stage through the loan closing process.
• Deliver credit decisions within the individual’s assigned credit authority and will seek escalated approval authority as necessary.
• Mentor junior colleagues through credit investigations to assist overall team advancement in rendering sound credit decisions.
• All other duties as assigned, including but not limited to assistance with audits, compliance, asset recovery management, and other Bank initiatives.

Minimum Qualifications

• Must have a Bachelor's degree or equivalent work experience with a background in finance or accounting.
• Must have 5+ years of credit review experience, including demonstrated experience analyzing business and personal financial statements with a proven ability to independently render sound credit decisions.
• Must possess strong knowledge of Small Business/Business Banking loan underwriting, including hands-on experience with new loan originations, financial analysis, and deal structuring.
• Must have excellent oral and written communication skills to interact with both internal and external partners.
• Must have thorough knowledge of credit and regulatory policies.
• Must demonstrate excellent analytical skills.
• Must be proficient in Microsoft Excel.

Benefits

• Medical, dental, and vision coverage.
• A 401(k) plan.
• Lifetime life, accident, and disability insurance.
• Flexible spending accounts (FSAs) and health savings accounts (HSAs).
• Wellness programs.
• Paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays.

Pay

Salary Range: $64,491.00 - $105,949.50

Individual base pay may vary on additional factors such as the candidate’s experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.

In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards.