Senior Credit Underwriter

Job Purpose

Ensures most effective credit limit service in terms of quality of decision, turnaround time and communication toward customers. Attracts new customers/prospects by quality of service and underwriting decisions and builds a trustee relationship with customers, to improve customer portfolio profitability.

Key Responsibilities

• Decide credit limit requests consistently, within response time delays included in Risk Business Model by assessing buyer with all information available in IRP and his/her own market knowledge.
• Responsible of a dedicated customers portfolio, steering it and providing a pro-active service level, according to PH classification by regularly meeting customers and broker and by organizing telephone conferences.
• Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio.
• Takes responsibility in projects and initiatives supporting RBM and IRP related matters.
• Builds relationships with other core functions.

Key Requirements

• Bachelor’s degree in economics, finance or related discipline.
• Advanced degree, MBA or MS Finance preferred.
• 4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
• Excellent computer skills, with an understanding of financial software and spreadsheet packages.
• Market knowledge in dedicated business industries.
• Strong business expertise and business/finance assessment skills.
• In depth knowledge and experience in Allianz Trade Underwriting; demonstrated commercial awareness.
• Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
• (Generative) Artificial Intelligence or GenAI or AIData Analysis(Microsoft) CopilotChatGPT

Total Compensation Range

Total Compensation Range: $105,000 - $115,000

Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location.

Benefits

• Competitive compensation
• Annual bonus eligibility and/or commission structure opportunities
• 401(k) discretionary match of up to 6%
• Flexible work schedules
• Health and wellness benefits
• Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
• Tuition Reimbursement
• Family care resources, including fertility and adoption benefits

Note

Note: Having different strengths, experiences, perspectives and approaches is an integral part of Allianz‘ company culture. One means to achieve this is a regular rotation of Allianz employees across functions, Allianz entities and geographies. Therefore, Allianz expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.