Senior Credit Underwriter
Bank of America · North Bethesda, MD · 3 wk ago
SalesFull-time
Responsibilities
- Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
- Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
- Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Leads loan structure conversations and completion of loan documentation with internal/external legal partners
Skills
- Attention to Detail
- Credit and Risk Assessment
- Financial Analysis
- Underwriting
- Written Communications
- Analytical Thinking
- Credit Documentation Requirements
- Financial Forecasting and Modeling
- Recording/Organizing Information
- Business Acumen
- Collaboration
- Collateral Management
- Loan Structuring
- Prioritization
Qualifications
- 7+ years of solid experience in Commercial Banking Underwriting (Middle Market or Large Corporate or Leveraged Finance) performing financial analysis, structuring, and portfolio management
- Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring
Desired Qualifications
- Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.
- Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
Pay
Commensurate with experience
Schedule
1st shift (United States of America)
Benefits
Includes a comprehensive benefits package, including health insurance, retirement plans, and paid time off.