Risk Systems Analyst

About the role

Supports the design, monitoring, optimization, and governance of AML and fraud detection systems used to identify, investigate, and prevent suspicious activity across all banking channels. Part of the Risk Management team and reports through the Deputy Compliance Officer.

Responsibilities

• Monitor fraud and AML/CFT detection systems, analyze transaction patterns and alert activity, and identify opportunities to improve how we detect and respond to risk.
• Partners with teams across the bank to strengthen fraud prevention, work with vendors on system upgrades, release testing, access reviews, data quality validation, and business continuity planning.
• Maintain effective monitoring systems by coordinating model validation activities, including documentation, data validation, control reviews, issue tracking, and remediation follow-up.

Requirements

• Bachelor’s degree in business, finance, accounting, information systems, data analytics, criminal justice, or a related field, or equivalent combination of education and relevant experience.
• Minimum of 2–4 years of experience in banking, fraud operations, financial crimes, risk management, systems analysis, payment operations, or a related financial services function.
• Working knowledge of AML/CFT and fraud detection systems, transaction monitoring tools, case management platforms, digital banking systems, core banking systems, or related financial technology applications.
• Understanding of common banking fraud typologies, including card fraud, ACH fraud, wire fraud, check fraud, account takeover, identity theft, deposit fraud, and online/mobile banking fraud.
• Strong analytical skills with the ability to interpret transaction data, system outputs, alert trends, operational metrics, and exception reporting to identify risks and recommend improvements.
• Experience supporting system configuration, business requirements, testing, issue resolution, process documentation, or vendor/application support activities.
• Proficiency with Microsoft Excel and reporting tools; ability to create, validate, and explain reports, dashboards, and trend analyses for operational and management review.
• Ability to communicate clearly with technical and non-technical stakeholders, including Fraud Operations, Information Technology, Compliance, Risk, Audit, vendors, and line-of-business partners.
• Knowledge of bank regulatory expectations, internal controls, audit standards, information security practices, and customer privacy/confidentiality requirements.
• Strong attention to detail, sound judgment, problem-solving ability, organizational skills, and ability to manage multiple priorities in a time-sensitive fraud prevention environment.

Qualifications

• Strong analytical skills with the ability to interpret transaction data, system outputs, alert trends, operational metrics, and exception reporting to identify risks and recommend improvements.
• Experience supporting system configuration, business requirements, testing, issue resolution, process documentation, or vendor/application support activities.
• Proficiency with Microsoft Excel and reporting tools; ability to create, validate, and explain reports, dashboards, and trend analyses for operational and management review.
• Ability to communicate clearly with technical and non-technical stakeholders, including Fraud Operations, Information Technology, Compliance, Risk, Audit, vendors, and line-of-business partners.
• Knowledge of bank regulatory expectations, internal controls, audit standards, information security practices, and customer privacy/confidentiality requirements.
• Strong attention to detail, sound judgment, problem-solving ability, organizational skills, and ability to manage multiple priorities in a time-sensitive fraud prevention environment.

Skills

• Strong analytical skills with the ability to interpret transaction data, system outputs, alert trends, operational metrics, and exception reporting to identify risks and recommend improvements.
• Experience supporting system configuration, business requirements, testing, issue resolution, process documentation, or vendor/application support activities.
• Proficiency with Microsoft Excel and reporting tools; ability to create, validate, and explain reports, dashboards, and trend analyses for operational and management review.
• Ability to communicate clearly with technical and non-technical stakeholders, including Fraud Operations, Information Technology, Compliance, Risk, Audit, vendors, and line-of-business partners.
• Knowledge of bank regulatory expectations, internal controls, audit standards, information security practices, and customer privacy/confidentiality requirements.
• Strong attention to detail, sound judgment, problem-solving ability, organizational skills, and ability to manage multiple priorities in a time-sensitive fraud prevention environment.

Benefits

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays and bereavement leave
• Educational assistance program
• Wellness benefits
• Life event coverage
• Paid parental bonding leave
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• National and local discounts on everything from computers and vacations to phones and retail shopping
• Logo wear discounts
• Free checking account, checks and discounted bank services

Pay

• Competitive salary based on experience and qualifications

Schedule

• Full-time position