Jobs · Washington

Property General Claims Adjuster

Mutual of Enumclaw · Washington, United States · 1 mo ago
Hybrid$105k–$130k/yrFull-time

About the role

This role puts you at the center of the claims that matter most—the big, complicated ones where your expertise makes a real difference for policyholders during a hard time. You'll have autonomy, variety (no two farm or commercial claims look alike), and the chance to shape how the next generation of adjusters learns the trade.

What You'll Do

  • Independently investigate, evaluate, and resolve large, complex commercial property, casualty, and farm/ranch claims, including total losses
  • Get hands-on with on-site inspections of structures, farm buildings, equipment, livestock, and crops
  • Prepare detailed Xactimate estimates and apply sound depreciation, overhead & profit standards
  • Interpret complex policy language and explain coverage decisions clearly to policyholders and agents
  • Manage total-loss and major-rebuild files like real projects; tracking payments, rebuild progress, and next steps
  • Coordinate with contractors, engineers, attorneys, and vendors to keep files moving toward resolution
  • Deploy to CAT events (hail, wind, wildfire) as needed, sometimes on short notice
  • Serve as a go-to technical resource and mentor for other adjusters

Requirements

  • 5+ years handling large commercial property/casualty claims as a General or senior adjuster; farm/agribusiness experience is a big plus
  • Active P&C adjuster license(s), or ability to get licensed as needed
  • Solid experience with total-loss and major-rebuild claims, scope estimating, and reserve management
  • Proficiency with Xactimate or similar estimating software
  • Strong grasp of commercial property, liability, and farm/ranch coverage forms
  • Comfort inspecting rooftops and rural/farm properties, including uneven terrain
  • Clear, confident communication skills, especially when explaining tough coverage decisions
  • Location: must be located in one of the following states: WA, OR, ID, MT, WY, UT, or AZ
  • Must be able to work during core Pacific Standard Time (PST) business hours
  • Must have high-speed internet (internet speed test required)

Qualifications

  • Bachelor's degree preferred, or equivalent industry experience
  • 7-10+ years of property field claims adjusting and litigation experience
  • Advanced estimating skills across commercial trades (roofing, framing, electrical, HVAC, plumbing) and farm-specific structures
  • Familiarity with HOVER, EagleView, and ITEL is a plus
  • AIC, AINS, CPCU, SCLA/SCGA, or Xactimate certifications are a nice bonus

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