Principal, Fintech Innovation Banking

About the role

The Principal is responsible for supporting growth across three strategic pillars: Corporate Banking for Fintech Companies – providing comprehensive banking, treasury, lending, and capital markets solutions to venture-backed and growth-stage fintech companies; Embedded Banking & Fintech Infrastructure – delivering banking and funds-flow capabilities that enable fintech clients' products, with a particular emphasis on expanding the adoption and strategic value of the Newline platform; and Asset-Backed Finance & Structured Capital Solutions – originating and executing warehouse facilities, forward-flow agreements, securitizations, ABS transactions, and other structured financing solutions for fintech lenders and specialty finance companies.

Responsibilities

• Build and interpret complex financial models; independently complete credit and financial statement analysis.
• Create high-impact, client-ready presentation materials.
• Apply strong understanding of venture capital structures and market trends to identify client needs and relevant solutions.
• Support and help originate venture debt, growth capital, MRR/ARR, treasury, FX, warrant, and capital markets opportunities.
• Coordinate with product partners to develop integrated financing solutions for complex client needs.
• Build strong relationships with peers, product partners, and senior bankers.
• Provide support and oversight to Capital Markets and Treasury partners on product suitability.

Requirements

• Undergraduate degree required; graduate degree preferred.
• 5-7 years of experience in banking, corporate finance, or capital markets.
• Strong credit, corporate finance, and underwriting skills.
• SIE, Series 79, and Series 63 licenses required within Fifth Third guidelines.
• Performance goals: New deposits/year $40MM; Fees/year (Capital Markets/Warrants, FX, Payments) $100K; NQRs/year 3.

Skills

• Advanced analytical and quantitative skills.
• Strong modeling and valuation.
• Effective communication.
• Multi-priority management.
• Familiarity with Bloomberg, Capital IQ, or FactSet.

Skills for success

• Execution Leadership
• Client Impact
• Commercial Acumen
• Team Building
• Risk Management

Pay

Total base pay range: $82,100.00 – $172,500.00 USD annual. In addition, this role is eligible to participate in an incentive compensation plan, with payment based upon company, line of business and/or individual performance.