Portfolio Officer

Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.

About the Role

The Portfolio Officer is responsible for assisting Portfolio Managers, Relationship Managers, and Center Managers in the solicitation of new relationships along with the retention of existing relationships, including loans and deposit accounts as well as other services and products offered by the Bank. The role involves analyzing customer/prospect business financial needs and opportunities, participating in negotiations, and presenting credit and product requests internally. The Portfolio Officer supports the sales process alongside the sales team.

Responsibilities

• Provides sales and operational support to the sales teams in the Centers.
• Participates in all Center functions to contribute to earnings and growth objectives, including community and civic activities in the Center Service area.
• Contributes to meeting or exceeding Center budgetary goals, ensuring deposit, loan, and net income goals are achieved.
• Works with or through the Manager to ensure proper and prompt implementation of bank operating and lending policies and procedures, maintaining compliance for audits.
• Ensures the Bank’s CRA policies and objectives are met for its assigned service area.
• Works independently or with Management to drive retention and growth of existing relationships.
• Manages personal sales efforts to meet or exceed Center goals, with specific production targets based on experience and location.
• Delivers, presents, and promotes "The Citizens Experience" to all external and internal customers.
• Complies with and stays updated on all policies, procedures, federal, and state laws applicable to the job.
• Performs other duties as assigned.

Qualifications

• Bachelor’s degree (B.A.) from a four-year college or university; or two to four years of related experience and/or training; or equivalent combination of education and experience.
• Ability to read, analyze, and interpret business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to effectively present information and respond to questions from managers, clients, customers, and the public.
• Proficiency in mathematical concepts such as probability, statistical inference, fractions, percentages, ratios, and proportions, including interpreting and creating bar graphs.
• Strong reasoning ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret technical instructions in mathematical or diagram form and handle abstract and concrete variables.

Skills

• Knowledge of Outlook, internet software, Microsoft Suite (Excel), HP Calculator, and word processing software.
• Valid California Driver’s License.

Physical Demands

• Regularly required to sit, use hands, and talk or hear.
• Occasionally required to stand, walk, lift, and/or move up to 10 pounds.
• Specific vision abilities include close vision, distance vision, and color vision.

Work Environment

• Moderate noise level in the work environment.
• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Pay

Salary Range: $35.47 to $49.65 hourly.