MORTGAGE SPECIALIST

Qualifications

• High School Diploma/GED required.
• Minimum 1 year of experience in mortgage loan processing by a financial institution, mortgage company or mortgage broker.
• Experience should include, but not be limited to, processing mortgage applications for purchase and refinance transactions; reviewing documentation required by Fannie Mae and Fannie Mae Desktop Underwriter; communicating with the Correspondent and other parties related to real estate transactions to complete the application process.
• Excellent oral and written communication skills.
• Ability to manage multiple tasks in a high paced environment.
• Software knowledge including; Point of sale loan origination system, Microsoft Office.

Principal Activities/Objectives

• Review all information provided by the Correspondent for accuracy and completeness and make corrections as needed in the loan origination system.
• Monitor loan for compliance.
• Complete all HMDA required data.
• Communicate in a professional and friendly manner to all parties involved in the mortgage transaction.
• Contact Correspondent for any information needed including conditions required by underwriting.
• Have the responsibility and accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank’s risk management program.

Compliance

Compliance with regulatory laws and company procedures is a required component of all position descriptions.