Mortgage Processor (OnSite: Olean, NY)

Responsibilities

• Review and evaluate loan applications and all supporting documentation
• Analyze and approve residential appraisals to ensure collateral meets program and investor guidelines
• Communicate with lenders and appropriate vendors to obtain information per requirements associated with loan
• Provide guidance to underwriters regarding procedures required to take action on problem loan applications
• Analyze and clear loan conditions
• Complete verbal on all loans - including contacting employers
• Prepare loans to proceed to closing table
• Participate in wiring procedure
• Other duties as assigned or directed

Qualifications

• Associates Degree or equivalent mortgage processing or legal office real estate closing experience required
• All applicants must be 18 years of age or older

Skills

• Proficient reading, writing, grammar and mathematics skills
• Ability to analyze and interpret income, assets and credit
• Ability to work under pressure and work effectively under time constraints
• Good written and verbal communication skills
• Research and problem solving skills
• Proficient in Microsoft Word and Excel

Other Job Information

• Hrs: 40hours/week
• Cmp: Commensurate with experience plus potential for annual merit increase
• Bns: Includes 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements

• The physical demands described here are representative of those that must be met by an employee to succeed.