Mortgage Processor
Essential Functions, Duties, And Responsibilities
- Conduct verification of employment and deposits.
- Order and review all documentation including, but not limited to, credit reports, appraisals, surveys, title commitments.
- Notify Underwriter of irregularities relative to standard Underwriting Guidelines in a timely manner.
- Follow up to ensure the Bank obtains original fire and flood insurance.
Required Knowledge, Skills And Competencies
- Complete knowledge of secondary market investor product, programs and underwriting requirements.
- Proficient in using loan origination systems.
- Intermediate computer proficiency.
- Intermediate proficiency with Microsoft Office Suite products.
- Knowledge of Mortgage Banking compliance policies and procedures.
- Driven to meet and exceed established targets.
- Strong verbal and written communication skills.
Industry And Work Experience
- 3 or more years prior Mortgage loan processing experience, preferably in a Retail Banking environment.
- High school diploma or GED required.
- Bachelor’s degree preferred.
Benefits
- Medical, Dental and Vision Insurance
- Life Insurance provided at no additional cost to employees
- Accidental Death & Dismemberment Coverage
- Long-Term Disability Coverage
- Paid Sick and Vacation Leave
- 11 Holidays
- Volunteer/Service Day
- Employee Stock Purchase Plan
- 401(k) Retirement Plan
Banking Advantages For Employees
- Free Interest Checking
- Free Safe Deposit Box
- Free Money Orders, Travelers’ Checks and Cashier Checks
- Discount on Mortgage Origination Fee
- Free Online Banking and Free Unlimited Online Bill Payment
- Employee Banking Perks
Disclaimer
The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.