Mortgage Loan Processor

This is a Fully Remote Job About Our Client:Capital Bank N.A. is a publicly traded commercial and consumer bank headquartered in Maryland, serving communities primarily in Maryland, DC, and Northern Virginia since 1999. The organization manages over $3 billion in assets and operates two nationwide lending brands, providing mortgage loans and credit card services across all states. The program combines personalized banking with technology-driven solutions to assist customers throughout their financial journeys. About the Opportunity:The MORTGAGE LOAN PROCESSOR works closely with loan originators to efficiently process mortgage loans, ensuring accuracy and completeness of applications. This role is key in delivering a high-quality customer experience by reviewing applications, advising on loan viability, gathering necessary documentation, and preparing files for underwriting approval. Responsibilities:Calculate principal, interest, and closing costs and inform borrowers accordinglyReview loan applications and clarify or obtain additional informationVerify mortgage loan application information through correspondence with verification sourcesObtain necessary mortgage loan documentation such as credit reports, surveys, appraisals, and titlesIdentify and report application and documentation deficiencies to underwriters or supervisorsDisclose new loans, issue closing cost disclosures, and complete loan setup functions Requirements:Recent experience in the mortgage industry as an assistant, loan processor, or loan officerKnowledge of lending terminology and experience communicating with borrowers about lending requirementsExperience processing conventional, FHA, and VA loansProficient in Microsoft Office suite and Encompass softwareExcellent oral and written communication skills Pay Range and Compensation Package:Base Salary Range: $25.00 to $32.00 hourly, determined by factors including location, experience, and qualificationsAnnual target bonus based on individual performance Benefits & Perks:Medical, dental, and vision insuranceCompany-paid life insurance and disability insuranceCompany contributions to 401(k) regardless of employee contributionPaid parental leavePaid time off and paid holidays including paid charity hoursAdditional employee perks such as tuition reimbursement, leadership programs, and employee recognition Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin. Note:TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.