Mortgage Loan Processor

Duties and responsibilities

• Process mortgage loan files: Clear liens, judgments and flood certificates.
• Review appraisals for accuracy and confirm that the appraisal meets secondary marketing guidelines.
• Run and review automated underwriting systems findings prior to sending to underwriters.
• Review all supporting documents in mortgage file to ensure required documents meet underwriting standards including income (including tax returns when needed), assets, liabilities and title.
• Assemble loan files in the mortgage loan origination system in order for submission to underwriting.
• Request supporting documentation from third parties including the ordering of tax transcripts as required for loan files.
• Update the loan origination system as verifications are received from the member and vendors.
• Clear non-member facing underwriting conditions imposed by the underwriters.
• Maintain a working knowledge of all credit union mortgage products.
• Develop a working knowledge of the credit union’s data processing system, loan origination system, Word, and EXCEL software.

Requirements

• Available to work Saturdays on a rotating basis.

Qualifications

• Experience in mortgage loan processing.
• Strong attention to detail and organizational skills.
• Proficiency in Microsoft Office Suite (Word, Excel).
• Knowledge of credit union mortgage products and processes.

Skills

• Excellent communication and interpersonal skills.
• Ability to manage multiple tasks simultaneously.
• Attention to detail and accuracy.

Benefits

• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Pay

Compensation is commensurate with experience.

Schedule

The position may be located at 1200 Forest Bridge Road, Louisville, KY, 544 Lovers Lane, Bowling Green, KY, or 2925 Wimsatt Court, Owensboro, KY. The successful applicant will be responsible for working Saturdays on a rotating basis.

About the role

This position could be located at 1200 Forest Bridge Road, Louisville, KY, 544 Lovers Lane, Bowling Green, KY, or 2925 Wimsatt Court, Owensboro, KY.

Liberty FCU is an Equal Opportunity Employer

Minority/Female/Disability/Protected Veteran.