Mortgage Loan Originator

About the Role

Responsible for originating mortgage loans in designated non-bank territories. Takes applications, conducts preliminary underwriting reviews, and submits loan packages for approval. Ensures timely collection of necessary documents for processing, underwriting, and closing. Engages in loan sales activities and solicits new business, spending at least 50% of time outside the main office.

Responsibilities

• Originate and process mortgage applications, conduct preliminary reviews, follow up on documentation, and facilitate loan approvals and closings.
• Conduct sales activities and develop client relationships within assigned markets.
• Maintain compliance with regulations and company policies.

Requirements

• High school diploma or equivalent
• Minimum three years in mortgage, sales, or real estate
• Valid NMLS registration and compliance with legal and regulatory requirements

Skills

• Strong communication, financial analysis, and sales skills
• Knowledge of mortgage insurance, underwriting standards (FNMA, FHLMC, FHA, VA), and local laws
• Self-motivated with an established referral network