Mortgage Banker Outside Sales

About the role

Ameris Bank is seeking a Mortgage Loan Originator to join our dynamic team. The successful candidate will be responsible for originating and closing mortgage loans, maintaining client relationships, and adhering to regulatory requirements.

Responsibilities

• Maintain an active NMLS number in compliance with federal S.A.F.E Act requirements.
• Establish and maintain relationships with realtors, builders, developers, branches, and other referral agents.
• Contact potential or existing customers to develop new business or retain existing business.
• Counsel customers on available products and ensure they choose the best fit for their financial needs.
• Absorb and explain required initial documentation and disclosures to customers, and submit loan applications within required timelines.
• Oversee the loan process by monitoring its status and ensuring it conforms to terms.
• Communicate with loan processors regarding workflow and file coordination, and assist in collecting additional documents and updating loan statuses.
• Adhere to established minimum fees and product pricing structures.
• Network through industry-related functions, professional, business, and community organizations, and activities to promote and market loan products.
• Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.
• Communicate regularly with the branch manager on sales call efforts.
• Meet regularly with the loan processor to review pipeline reports for accuracy and status.
• Support bank cross-selling opportunities and other initiatives with branch managers and other sales personnel.
• Stay informed on all Ameris Bank Mortgage loan programs and comply with all regulatory and compliance requirements.
• Meet and exceed minimum production standards as outlined in the compensation agreement.
• Attend all required meetings and complete all required training.
• Adhere to work schedules as designated by managers.
• Promote ethical sales behaviors in line with Ameris' core values of Integrity and Honesty.

Requirements

• Experience using mortgage origination applications.
• Effective utilization of a contact management system.
• Knowledge of mortgage products/servicing, operations, and current market trends.
• Proven mortgage production of $5 million over the past year.
• Proven success in establishing referral relationships.
• Minimum 1 year of Mortgage experience.
• Minimum 1 year of Customer Service experience.
• A high school diploma or GED.
• A bachelor’s degree preferred.

Benefits

Ameris Bank offers a comprehensive employee benefit package including medical, dental, and vision insurance, life insurance, accidental death & dismemberment coverage, long-term disability coverage, paid sick and vacation leave, holidays, and more. Additionally, there are special banking advantages for employees, such as free interest checking, safe deposit box, and discounted mortgage origination fees.