Mortgage Banker Outside Sales

About the role

Ameris Bank is seeking a Mortgage Loan Originator to join our dynamic team. The successful candidate will be responsible for originating and closing mortgage loans, maintaining client relationships, and adhering to regulatory requirements.

Responsibilities

• Maintain an active NMLS number in compliance with the federal S.A.F.E Act requirements.
• Establish and maintain relationships with realtors, builders, developers, branches, and other referral agents.
• Contact potential or existing customers to develop new business or retain existing business.
• Counsel customers on available products and ensure they choose the best fit for their financial needs.
• Absorb additional documentation, provide initial disclosures, and submit loan applications within required timelines.
• Oversee the loan process by monitoring status and ensuring conformity with terms.
• Communicate with loan processors regarding workflow and file coordination, and assist in collecting additional documents.
• Adhere to established minimum fees and product pricing structure.
• Network through industry-related functions, professional, business, and community organizations and activities to promote and market loan products.
• Attend purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.
• Communicate regularly with the branch manager on sales call efforts.
• Meet regularly with the loan processor to review pipeline reports for accuracy and status.
• Support bank cross-selling opportunities and other initiatives.
• Stay informed on all Ameris Bank Mortgage loan programs and comply with all regulatory and compliance requirements.
• Meet and exceed minimum production standards as detailed in the compensation agreement.
• Attend all required meetings and complete all required training.
• Adhere to work schedule as designated by manager.
• Promote ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty.

Required Knowledge, Skills And Competencies

• Experience using mortgage origination applications.
• Effective utilization of a contact management system.
• Knowledge of mortgage products/servicing, operations, and current market trends.
• Proven mortgage production of $5 million over the past year.
• Proven success in establishing referral relationships.
• Minimum 1 year of Mortgage experience.
• Minimum 1 year of Customer Service experience.
• High school diploma or GED required, Bachelor’s degree preferred.

Benefits

• Medical, Dental and Vision Insurance
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups
• Banking Advantages for Employees

Banking Advantages For Employees

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers’ Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks

Disclaimer

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.