Lead - Account Manager, Portfolio & ECM

We need to output HTML fragment with sections: About the role? Actually we need to use

for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to include sections only when posting has real specific content. We must preserve all substantive info, not invent or summarize away detail. Remove boilerplate etc. We need to parse the job posting. Key parts: Job Summary: description about role. Essential Job Functions: bullet list with percentages. Minimum Qualifications: Bachelor’s Degree or equivalent, relevant work experience 8-10 years experience in Account Management, Sales, Finance, Product Management, Project Management, Marketing, credit card portfolio management. Preferred Qualifications: bullet list. Skills: list: Budget Managent (typo), Portfolio Strategies, Portfolio Management, Project Management, Account Management, Financial Acumen, Marketing. Reports To: Director and above Direct Reports: 0 Work Environment: Travel Ability to travel up to 10% quarterly Physical And Mental Requirements: list of abilities. Other Duties: note. Salary Range: includes base range and state-specific ranges. Benefits: description of medical, prescription, dental, vision, voluntary benefits, parental leave, 401(k), paid holidays, FTO, PSST, etc. About Bread Financial: description. We need to output sections: maybe About the role (Job Summary), Responsibilities (Essential Job Functions), Requirements (Minimum Qualifications?), Qualifications (Preferred Qualifications?), Skills, Benefits, Pay, Schedule? Schedule not present; travel ability maybe schedule? Not explicit schedule. So we should not create Schedule section if not present. Pay: we have salary range info, so include Pay section. Benefits: we have benefits description, include Benefits section. We need to use

for each section heading. Inside sections: use

• for any list of duties/requirements/benefits, and

  for prose. We must not repeat job title as heading. Do not put Job ID etc. We must preserve all substantive information; do not invent or summarize away detail. So we need to keep details like percentages, state-specific ranges, etc. We need to avoid boilerplate like EEO, legal, etc. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Thus we need to strip out sections like "About Bread Financial®" maybe considered boilerplate? It's about company, but might be considered substantive? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. "About Bread Financial" is not explicitly listed as boilerplate, but could be considered company overview; maybe we keep it? However they said "Prefer a few substantive sections over many thin ones." Could include as "About the company" but not a specified heading. The allowed headings are limited to those list. So we should not add a heading like "About the company". We could incorporate that info into "About the role" maybe? But that is about role, not company. The instruction says use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So only those headings allowed. So we must fit all content under those headings. If some content doesn't fit, we might need to omit? But we must preserve ALL substantive information. So we need to map content to these headings. We can put company overview under "About the role"? Not ideal but maybe acceptable. Or we could put under "Responsibilities"? No. Better: we could treat "About the role" as job summary + company overview? The job summary already includes some description. We could add company overview there as prose. Thus About the role section will contain job summary paragraph plus maybe company overview. Responsibilities: essential job functions (the bullet list with percentages). Use

  • . Requirements: maybe minimum qualifications? Or we could split: Requirements = Minimum Qualifications, Qualifications = Preferred Qualifications. That matches typical. Skills: list of skills. Benefits: benefits description. Pay: salary range info. Schedule: not present, so omit. We must not create empty sections. Now we need to format. Let's extract details. Job Summary paragraph: "Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Lead Account Manager, Portfolio & ECM serves as the primary liaison between the organization and the client, driving strategy in partnership with senior leadership for portfolio growth and existing customer marketing. This role is pivotal in developing and nurturing client relationships and ensures the needs of both the client and organization are met. They influence and partner with matrix teams on strategies that achieve portfolio objectives and make recommendations on key portfolio opportunities. This role also manages key metrics for core customer, attrition, retention, activation, and loyalty, ensuring the successful execution of all existing customer lifecycle marketing and customer journey strategies." We can combine into a paragraph. We might also add company overview: "At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026." We can include that as prose in About the role. Now Responsibilities: essential job functions bullet list with percentages. Let's list them: - Maintains a productive relationship with brand program owners. - Demonstrates strong knowledge of brand partner business and industry. - Communication liason between the brand/internal partners. - Leads brand partner meetings and presents strategic/executional content. - Supports content development and presentment for brand partner business reviews. - Identifies roadblocks and seeks to find solutions. - (20%) Influences and partners with cross-functional teams in a matrixed leadership environment including Portfolio Analytics, Credit Management, Finance, Marketing, and Operations to achieve portfolio objectives. - (20%) Executes the strategy for all existing cardholder marketing. Manages campaign timelines & deliverables with brand/internal partners. Recognizes & manages campaign risks. Delivers campaign results/insights to brand partners; connects results to campaign strategy. Reviews/approves marketing collateral; ensures that best practices are met. Facilitates brand partner training on tools/process. - (20%) Applies understanding of P&L to recommend adjustments to portfolio and marketing initiatives to maintain program health. Monitors key metrics for core customer, spend, retention, reactivation, etc. Synthesizes trends and opportunities, works with matrix team to provide solutions. Manages contractual funds which includes processing invoices related to portfolio and marketing initiatives. - (15%) Partners with leader to develop annual portfolio KPIs to guide marketing strategy. Sets strategy for existing customer marketing and funding allocation. Ensures strategy meets needs of Bread Financial and brand partner. Presents marketing strategy to brand partner for approval, in partnership with marketing as applicable. Monitors campaign performance and alters strategy based on results. - (15%) Ensures ongoing integration into brand partner plan and multi-tender loyalty program. Partners internally to support value proposition development. Executes changes to card program benefits across all marketing channels. Utilizes reporting tools for monitoring key metrics and identifying opportunities. - (10%) (maybe missing? Actually the last bullet is 10%: "Ensures ongoing integration into brand partner plan and multi-tender loyalty program...". Wait we already used that. Let's re-evaluate: The bullet list had percentages: first group no percent? Actually the first set of bullets (maintains relationship, demonstrates knowledge, communication liason, leads meetings, supports content dev, identifies roadblocks) no percent. Then after that there is "- (20%) Influences and partners..." then "- (20%) Executes the strategy..." then "- (15%) Applies understanding of P&L..." then "- (15%) Partners with leader..." then "- (10%) Ensures ongoing integration...". So we need to keep percentages. Thus we need to include those percentages inside the li items. We'll produce
    • for each bullet. Now Requirements (Minimum Qualifications): "Bachelor’s Degree or equivalent, relevant work experience 8-10 years experience in Account Management, Sales, Finance, Product Management, Project Management, Marketing, credit card portfolio management." We can phrase as a sentence. Qualifications (Preferred Qualifications): list: - 8+ years of experience in portfolio management, customer marketing, account management, or related fields. - Experience developing strategic marketing plans and executing customer marketing campaigns. - Experience using marketing data, customer insights, and campaign performance metrics to drive business recommendations. - Experience working cross-functionally in a highly matrixed environment. Skills: list: - Budget Managent (typo keep as is) - Portfolio Strategies - Portfolio Management - Project Management - Account Management - Financial Acumen - Marketing Reports To: Director and above Direct Reports: 0 Work Environment: Travel Ability to travel up to 10% quarterly Physical And Mental Requirements: list: - Communicate/Hearing - Communicate/Talking - Stationary Position/Seated - Typing/Writing - Maintain focus in high pressure or fast-paced work environment Other Duties: note about illustrative nature. We need to decide where to put these. Could be part of Requirements? Or maybe we add a section "Requirements" for minimum qualifications, and "Qualifications" for preferred, and maybe "Skills" separate. The physical requirements and work environment could be part of "Requirements"? But we have limited headings. Could incorporate them into "Requirements" as prose. But we must preserve all substantive info. So we need to include them somewhere. We could add a section "Requirements" that includes minimum qualifications, physical requirements, work environment, travel, etc. Or we could add a separate section "Requirements" for qualifications and another "Skills" for skills, and maybe put physical requirements under "Requirements" as well. But we have only allowed headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Thus we can put everything else under Requirements (including minimum quals, preferred quals? Actually we have separate Qualifications heading for preferred). So Requirements will contain minimum qualifications, physical and mental requirements, work environment, travel, reports to, direct reports, other duties note. Qualifications will contain preferred qualifications. Skills will contain skills list. Now Benefits: we need to include benefits description. Pay: salary range. Now we need to ensure we don't include boilerplate like EEO etc. Remove those paragraphs. Let's craft HTML. We'll start with

      About the role

      then

      containing job summary + company overview. Make sure to not duplicate lines. Now

      Responsibilities

      then
      • ... each bullet. Now

        Requirements

        then

        containing minimum qualifications sentence, plus maybe separate paragraphs for physical requirements, work environment, travel, reports to, direct reports, other duties. We could use multiple

        inside Requirements. Now

        Qualifications

        then
        • for preferred qualifications. Now

          Skills