Investment Real Estate Underwriting Portfolio Manager 2

Position Overview

Responsible for managing a designated Commercial Investment Real Estate loan portfolio, including portfolio management, credit underwriting, construction monitoring, and ensuring compliance with bank and regulatory guidelines.

Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Acts as a mentor to junior team members.

Primary Responsibilities

• Underwrite, monitor, and analyze assigned Investment Real Estate portfolio.
• Ensure risks are identified timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
• Maintain professional development and measurable objectives.
• Leader on complex transactions including construction loans and related monitoring, multi-level capital structures, and/or large developments while demonstrating excellent communication skills in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
• Monitor and ensure assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
• Afford assistance to Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability.
• Optimize customer relationships working directly with Relationship Managers.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Act as a mentor to junior Underwriting Portfolio Managers.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally in various committee and meetings.
• Perform other related duties and projects as assigned.

Minimum Level of Education and Experience

• BA or BS
• 3 years of job related experience

Skills Required

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of a wide range of Investment Real Estate lending, underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures and government regulations
• N/A

Physical Requirements

Beyond Traditional Office Work Travel may be required on occasion.

Compensation

Pay Range $77,818.00 - $129,688.00

FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits.

Benefits

• Medical
• Dental
• Vision
• Life Insurance
• Flexible Spending Accounts
• Health Savings Account
• 401(k)
• Paid Time Off, including sick time, vacation time, and paid holidays
• Other voluntary benefits

EEO Statement

FNB provides all applicants and employees a discrimination and harassment free workplace. FNB is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. FNB is an equal opportunity employer and does not discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran.