Commercial Credit Underwriting Portfolio Manager 2

Primary Office Location

626 Washington Place
Pittsburgh, Pennsylvania
15219

Position Overview

Responsible for managing a designated Commercial loan portfolio, including portfolio management, credit underwriting, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Act as a mentor to junior team members.

Primary Responsibilities

• Underwrite, monitor, and analyze assigned Commercial portfolio.
• Ensure risks are identified timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and regulatory standards.
• Maintain professional development and measurable objectives.
• Leader on complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships while demonstrating excellent communication skills to voice opinion in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
• Monitor and ensure assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
• Afford assistance to Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability.
• Optimize customer relationships working directly with Relationship Managers.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Act as a mentor to junior Underwriting Portfolio Managers.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to committee and meetings.
• Perform other related duties and projects as assigned.

Minimum Level of Education and Experience

• BA or BS
• 3 years of job-related experience

Skills Required

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures and government regulations

Qualifications

• N/A

Physical Requirements

Travel may be required on occasion

Equal Employment Opportunity (EEO)

F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.