Commercial Credit Underwriting Portfolio Manager 2

Primary Office Location

401 S Graham St.
Charlotte, North Carolina. 28202.

Position Overview

Responsible for managing a designated Commercial loan portfolio, including portfolio management, credit underwriting, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Act as a mentor to junior team members.

Primary Responsibilities

• Underwrite, monitor, and analyze assigned Commercial portfolio.
• Maintain risks identified timely, ensuring high degree of accuracy and quality underwriting, and aligning portfolio management practices with bank's risk appetite and regulatory standards.
• Maintain professional development and measurable objectives.
• Lead on complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships, demonstrating excellent communication skills.
• Monitor and ensure assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
• Absorb and maintain client relationships through direct interaction with Relationship Managers.
• Optimize customer relationships, ensuring sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Collaborate with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Act as a mentor to junior Underwriting Portfolio Managers.
• Present proposed credit actions in written analysis documents and as necessary, verbally to committees and meetings.
• Perform other related duties and projects as assigned.

Minimum Level of Education and Experience

• BA or BS
• 3 years of job-related experience

Skills Required

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical, and interpersonal skills
• Excellent customer service skills
• Basic level proficiency in MS Word
• Intermediate level proficiency in MS Excel
• Basic level proficiency in MS PowerPoint
• Knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures, and government regulations

Physical Requirements

Beyond traditional office work, travel may be required on occasion.

EEO Statement

F.N.B. Corporation (FNB) and its affiliates do not discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.