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Jobs · Finance · Pennsylvania

Investment Real Estate Underwriting Portfolio Manager 1

F.N.B. Corporation · Harrisburg, PA · 2 wk ago
FinanceFull-time

Primary Office Location

101 N 2nd Street
Harrisburg, Pennsylvania. 17101

Position Overview

Responsible for managing a designated Commercial Investment Real Estate loan portfolio, including portfolio management, credit underwriting, construction monitoring, and ensuring compliance with bank and regulatory guidelines.

Primary Responsibilities

  • Underwrite, monitor, and analyze assigned Investment Real Estate portfolio.
  • Ensure risks are identified timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
  • Maintain professional development and measurable objectives.
  • Leader on complex transactions including construction loans and related monitoring, multi-level capital structures, and/or large developments while demonstrating excellent communication skills in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
  • Monitor and ensure assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
  • Affords assistance in the management of client relationships while maintaining a high degree of creditability.
  • Optimizes customer relationships working directly with Relationship Managers.
  • Ensures sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
  • Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
  • Effectively presents proposed credit actions in written analysis document and as necessary, verbally in various committee and meetings.
  • Performs other related duties and projects as assigned.

Minimum Level of Education and Experience

  • BA or BS
  • 1 year of job related experience

Skills Required

  • Excellent project management skills
  • Excellent communication skills, both written and verbal
  • Excellent organizational, analytical and interpersonal skills
  • Excellent customer service skills
  • Ability to use a personal computer and job-related software
  • MS Word - Basic Level
  • MS Excel - Intermediate Level
  • MS PowerPoint - Basic Level
  • Knowledge of a wide range of Investment Real Estate lending, underwriting practices, and banking practices
  • Knowledge of commercial banking policies, procedures and government regulations

Qualifications

  • N/A

Physical Requirements

Beyond Traditional Office Work Travel may be required on occasion

Equal Employment Opportunity (EEO)

F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.

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