FVP Relationship Manager

We need to output HTML fragment with sections: About the role? The posting includes introductory paragraph about company culture, then "Essential Functions" (responsibilities), then "Qualifications", then "Skills/Ability", then "Other Details" includes pay, benefits, etc. We must not repeat job title. Use

for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to include sections only when posting has real specific content. We have content for Responsibilities (Essential Functions). Qualifications (Education, Experience). Skills/Ability. Benefits (benefits package). Pay (FVP: $150K – $180K / year). Schedule not mentioned, so omit. About the role? The intro about company culture could be considered About the role? Might be better as "About the role" describing the role? The intro is more about company culture, not role specifics. Could treat as "About the role" but it's vague. However we need to include a section only when posting has real specific content for it. The intro is generic but still about the role? Might be okay to include as About the role. But we could also omit About the role if not specific. The instruction: "Prefer a few substantive sections over many thin ones." The intro is somewhat generic but still substantive about company culture. Might be okay to include as About the role. However they said "Do NOT repeat the job title as a heading (the page already shows it)". So we can have About the role heading with paragraph describing the role and company culture. We need to use

• for any list of duties/requirements/benefits. So for responsibilities we should list each duty as
• . For qualifications we list education and experience as list? Could be list. For skills list. For benefits list. We must preserve all substantive information, not invent or summarize away detail. So we need to include all details from the posting. Let's extract: Intro paragraph: "People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank – we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members’ drive and optimism. Together we can make a difference in the financial future of our communities. Apply today! What Our Team Members Are Saying Video Clip 1 Video Clip 2 Video Clip 3 Learn more about us at cathaybank.com" We need to remove boilerplate like navigation, cookie, legal, EEO, etc. The intro includes some promotional stuff but it's part of posting. We'll keep it as prose. Then "Essential Functions" list: - Identify and bring new clients to the Bank. Each RM should have a specific new loan commitment/outstanding goal set by their Team Manager every year. - RM is to negotiate and structure the primary terms of the loan with the client; circulate concept memo if needed prior to issuance of term sheet/LOI. - Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report (“CCR”) for new loans, renewals, amendments and annual reviews. - Present each CCR to the requisite approval authority levels. The finished CCR is the work product of a team but the RM is ultimately responsible for the content. - Review loan documents, either internally prepared or by outside counsel, to ensure accuracy. - Work with loan assistants and loan support staff to ensure all necessary items needed for the closing of the loan is in process and well-managed; RM is to manage the client experience of this process. - Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. - Review to ensure each credit is properly risk rated based on the Bank’s risk rating system. - Reviews client’s accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank. - Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client. - Assist with mentoring and coaching junior officers and loan staff. We'll turn each bullet into
• . Qualifications: - Education: U.S. College graduate with major in related fields. - Experience: 7-10 years of commercial lending and banking experience with thorough knowledge of lending regulations and credit/underwriting practices. - Must possess strong loan negotiation (rates, terms, collateral requirements) experience. - Must possess previous underwriting experience in the requisite area of commercial lending. We can list as
• . Skills/Ability: - Must have extensive knowledge and understanding of Bank’s credit policy, risk management, underwriting requirements and loan servicing. - Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products. - PC proficient. - Excellent verbal and written communication skills. - Bilingual (English/Mandarin or Cantonese) a plus but not required. - Ability to work well independently to structure loans and/or lines of credits. - Must be organized and detail oriented and able to multi-task. - Ability to work effectively in a fast paced, high production and team environment. - Excellent time management skills and be accustomed to working with deadlines. - Ability to assume responsibility and accountability for decision-making. - Ability to communicate effectively with all levels of Bank personnel. We'll list as
• . Other Details includes pay and benefits. Pay: "FVP: $150K – $180K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus." We need a Pay section with that info. Use

  for prose. Benefits: "Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k)." We'll list benefits as

  • each item. We also have other details about privacy policy, EEO, accessibility contact etc. Those are boilerplate/legal; we must remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. So we should omit the sections about privacy policy, EEO, accessibility contact, etc. Also "Click here to view the “Know Your Rights: Workplace Discrimination is Illegal” Poster:" etc. Remove. Thus final HTML fragment will have sections: About the role (intro), Responsibilities, Qualifications, Skills, Benefits, Pay. We must not include Schedule. We'll output only HTML fragment. Let's craft. About the role: combine intro paragraphs into

    . Might need to split into multiple

    but okay. We'll produce:

    About the role

    People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank – we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members’ drive and optimism. Together we can make a difference in the financial future of our communities. Apply today! What Our Team Members Are Saying Video Clip 1 Video Clip 2 Video Clip 3 Learn more about us at cathaybank.com

    But note the text includes "People Drive Our Success Are you..." missing space. We'll keep as is. Responsibilities:

    Responsibilities

    • Identify and bring new clients to the Bank. Each RM should have a specific new loan commitment/outstanding goal set by their Team Manager every year.
    • RM is to negotiate and structure the primary terms of the loan with the client; circulate concept memo if needed prior to issuance of term sheet/LOI.
    • Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report (“CCR”) for new loans, renewals, amendments and annual reviews.
    • Present each CCR to the requisite approval authority levels. The finished CCR is the work product of a team but the RM is ultimately responsible for the content.
    • Review loan documents, either internally prepared or by outside counsel, to ensure accuracy.
    • Work with loan assistants and loan support staff to ensure all necessary items needed for the closing of the loan is in process and well-managed; RM is to manage the client experience of this process.
    • Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio.
    • Review to ensure each credit is properly risk rated based on the Bank’s risk rating system.
    • Reviews client’s accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank.
    • Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client.
    • Assist with mentoring and coaching junior officers and loan staff.
    Qualifications:

    Qualifications

    • Education: U.S. College graduate with major in related fields.
    • Experience: 7-10 years of commercial lending and banking experience with thorough knowledge of lending regulations and credit/underwriting practices.
    • Must possess strong loan negotiation (rates, terms, collateral requirements) experience.
    • Must possess previous underwriting experience in the requisite area of commercial lending.
    Skills:

    Skills

    • Must have extensive knowledge and understanding of Bank’s credit policy, risk management, underwriting requirements and loan servicing.
    • Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products.
    • PC proficient.
    • Excellent verbal and written communication skills.
    • Bilingual (English/Mandarin or Cantonese) a plus but not required.
    • Ability to work well independently to structure loans and/or lines of credits.
    • Must be organized and detail oriented and able to multi-task.
    • Ability to work effectively in a fast paced, high production and team environment.
    • Excellent time management skills and be accustomed to working with deadlines.
    • Ability to assume responsibility and accountability for decision-making.
    • Ability to communicate effectively with all levels of Bank personnel.
    Benefits:

    Benefits

    • Medical insurance
    • Dental insurance
    • Vision insurance
    • Life insurance
    • Long-term disability insurance
    • Flexible spending accounts (FSAs)
    • Health saving account (HSA) with company contributions
    • Voluntary coverages
    • 401(k)
    Pay:

    Pay

    FVP: $150K – $180K / year. Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus.

    We should ensure we didn't include any boilerplate. Also we omitted "Other Details" heading. Check for any leftover boilerplate: The intro includes "Apply