Funder (Single Family Residential Mortgage)

About the role

The Funder is responsible for reviewing and funding closing documents for moderate to complex loan transactions. This role requires a strong understanding of current investor requirements and TRID (TILA-RESPA Integrated Disclosure) regulations to ensure compliance and accuracy throughout the closing process. The Funder performs a cross-functional role, supporting multiple aspects of loan closing operations based on daily pipeline needs.

Responsibilities

• Review loan files and closing packages for accuracy, completeness, and compliance with investor and regulatory guidelines
• Generate and issue Closing Disclosures (CDs) in accordance with TRID requirements
• Draw and prepare loan documents in alignment with investor specifications
• Cook with internal teams such as underwriting, processing, closing, and post-closing to resolve conditions and ensure timely funding/purchasing
• Identify and address discrepancies or documentation issues prior to funding
• Maintain a high level of accuracy and adherence to timelines in a fast-paced environment
• Post journal entries and board loans to servicing platform

Qualifications

• HS Diploma required
• 1+ year of experience within Mortgage
• Experience in the closing department of a lender
• Must have in-depth knowledge of RESPA and TRID guidelines
• Capable of drawing closing documents through a third-party software (i.e. DocMagic)
• Able to handle multiple priorities and produce results
• Superb verbal and written communication skills, and interpersonal skills
• Excellent customer service and organizational skills
• Attention to detail is a must, along with a keen eye for identifying problems
• Strong math skills and computer literacy
• Able to work under pressure, multitask and meet deadlines in a fast-paced environment
• Willingness to perform multiple functions throughout the day as the need arises
• Knowledge of investor guidelines and suspense clearance for loan purchase

Benefits

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)