Financial Analyst

About the role

American Honda Finance is currently seeking a Sr. Financial Analyst for our Accounting Operations division. The Sr. Financial Analyst will perform end-to-end credit loss analytics, allowance estimation, and financial forecast model administration/development for both US and Canadian consumer finance portfolios, per USGAAP and IFRS accounting standards under internal SOX controls, while also developing automated workflow applications, supporting data & analytics project initiatives, providing audit-ready data packages, and communicating insights to committees, management, and cross-functional teams.

Key Accountabilities

• Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
• Perform analytics on originations, delinquency, net charge-off, probability of default, loss
• Develop econometric credit loss forecast models and automated workflow applications
• Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of CFS portfolios for SEC / 10K reporting
• Provide credit loss reserve forecasts to corporate planning department
• Perform analytics on quarterly balance sheet and income statement financial statements
• Provide data analytics and support explanations for internal SOX and external KPMG audits

Qualifications

Minimum Education: Bachelor's degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required. Preferred certifications: CFA, CPA, CMA, MBA.

Minimum Experience: Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios. Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.

Skills

• Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint)
• ERP systems (SAP, Business Objects, Oracle)
• Proficiency in programming languages (Python, R, SAS)
• Data visualization tools (Tableau, Power BI)

Schedule

Workstyle: 80/20 (4 days in office, 1 day remote) – Torrance Location

Benefits

• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Tuition Assistance & Student Loan Repayment
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs