Fair Lending Coordinator - Glenville, NY

About The Fair Lending Coordinator Role

The Fair Lending Coordinator is specifically knowledgeable in fair lending risk management. The position’s focus is to ensure adherence to fair lending laws and regulations to include the Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA) which protect consumers by prohibiting unfair and/or discriminatory lending practices.

Key Responsibilities

• Conduct fair lending risk assessments and analyze lending activity to identify fair lending risk associated with levels of assistance, underwriting, pricing, steering, and servicing.
• Responsible for adherence to the Bank’s compliance program related to fair lending including, but not limited to the timely completion of all required and assigned training.
• Review and analyze the geographic distribution of loan products, deposit products, and service delivery systems.
• Monitor and suggest enhancements to lending service, and investment strategies to support the Bank’s CRA efforts under the large institution performance criteria.
• Review customer complaints relating to fair lending issues to ensure timely and satisfactory resolution.
• Review and make recommendations relative to the Bank’s fair lending training program for all employees, officers, and directors as applicable to individual roles and responsibilities.
• Coordinate examination materials for internal and external auditors during fair lending reviews.
• Monitor and analyze developing trends and changes in regulations relating to fair lending including CRA, HMDA, EOCA, and all other applicable regulations.
• Perform loan file reviews to analyze.

Qualifications & Experience

Required:

• An Associate’s degree in a business-related field or equivalent level of education and experience.
• Supervisory experience.
• Effective verbal and written communication skills.
• Well organized with the ability to manage multiple tasks and work to time sensitive deadlines.
• Ability to work well independently and in groups.
• Working knowledge with Microsoft Office Programs; Excel and Word.

Preferred:

• Bachelor’s degree in Ethics and Compliance.
• Certified Regulatory Compliance Manager (CRCM).

Schedule

• Full-time Position
• Monday - Friday, 8:30 am – 5:00 pm; flexibility for evenings and weekends as needed.
• Travel: Occasional travel to events; valid driver’s license required.