Escrow Specialist II (Temporary)

About the role

This is a temporary employment opportunity located in Stuart, Mt. Dora, or The Villages, Florida. As an Escrow Specialist II, you will process most escrow and insurance setup, analysis, maintenance, and disbursements, provide guidance to other associates, document procedures, and research and correct issues.

Responsibilities

• Provide a high level of customer service to internal and external customers with operational integrity.
• Procurement and payment of assigned lender‑paid escrowed items, including Homeowners Insurance, Property Taxes, PMI, LPMI, FHA, Mortgage Life‑disability‑accidental death Insurance prior to their due date to avoid penalties and interest.
• Evaluate loans and perform escrow analysis both when requested and annually to ensure all escrowed loans remain compliant.
• Work under the direct supervision of the Assistant Loan Operations Manager.
• Assist the supervisor with performing quality control on processes and work to ensure compliance with RESPA, CFPB, state and federal law and investor guidelines relating to escrow tax, flood and forced‑placed insurance requirements and PMI regulations.
• Ensure adherence to AML/BSA requirements, operational procedures, audit procedures, risk/control expectations, dual control, security, Business Continuity, and all other regulated banking requirements.
• Adhere to Seacoast Bank’s Code of Conduct.
• All associates must adhere to the highest legal and ethical standards applicable to the industry.
• Seacoast Bank policy requires all associates to be familiar and compliant with all regulatory, legal, ethical, and Bank risk‑mitigation requirements pertaining to the industry and their individual roles.
• Complete annual required training post‑hire on time and successfully, and effectively execute role responsibilities.

Requirements

• High school graduate; some college preferred.
• 2+ years of general banking experience, including at least 3 years of experience in mortgage, commercial, and/or consumer loan escrow processing or equivalent.

Skills

• Strong PC skills, including proficiency in Word and Excel (or equivalent).
• Ability to transfer skills to other software programs.