Escrow Specialist II (Temporary)
Seacoast Bank · Mount Dora, FL · 1 mo ago
OTHRFull-time
About the role
This is a temporary employment opportunity located in Stuart, Mt. Dora or The Villages, Florida. An Escrow Specialist II processes most escrow and insurance setup, analysis, maintenance, and disbursements. The specialist provides guidance to other associates, documents procedures, researches and corrects issues.
Responsibilities
- Provide a high level of customer service to internal and external customers with operational integrity.
- Procure and pay assigned lender‑paid escrowed items, including Homeowners Insurance, Property Taxes, PMI, LPMI, FHA, Mortgage Life‑disability‑accidental death Insurance prior to their due date to avoid penalties and interest.
- Evaluate loans and perform escrow analysis both when requested and annually to ensure all escrowed loans remain compliant.
- Work under the direct supervision of the Assistant Loan Operations Manager.
- Assist the supervisor with performing quality control on processes and work to ensure compliance with RESPA, CFPB, state and federal law and investor guidelines relating to escrow tax, flood and forced‑placed insurance requirements and PMI regulations.
- Ensure adherence to AML/BSA requirements, operational procedures, audit procedures, risk/control expectations, dual control, security, Business Continuity, and all other regulated banking requirements.
- Adhere to Seacoast Bank’s Code of Conduct.
Requirements
- High school graduate; some college preferred.
- 2+ years of general banking experience, including at least 3 years of experience in mortgage, commercial and/or consumer loan escrow processing or equivalent.
Skills
- Possess strong PC skills, Word, and Excel, or equivalent.
- Ability to transfer skills to other software programs.