Credit Analysis Team Specialist 1

Department: Credit Analysis Team
Employment Status: Full Time Hourly, Non-Exempt – Benefited
Location: Lodi

About the role

F&M Bank’s Credit Analysis Team (“CAT”) Specialist performs a myriad of administrative and analytical tasks including tracking branch loan requests, communicating maturing loans to account officers, packaging loan presentations for submission to Credit Administration, and spreading financial statements. CAT Specialists participate in the credit analysis process and receive internal training opportunities to gain experience in Net Operating Income analysis, ACH/RDC processing, Buker’s Tax Analysis & Moody’s Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures.

CAT Specialists are an important part of the credit analysis process, logging and tracking incoming work, providing data entry, preparing and collecting 3rd party reports for the loan presentation set-up, and spreading financial statements.

Responsibilities

• Track branch loan requests
• Communicate maturing loans to account officers
• Package loan presentations for submission to Credit Administration
• Spread financial statements
• Log and track incoming work
• Provide data entry
• Prepare and collect 3rd party reports for loan presentation set-up

Requirements

• Above average written and verbal communication skills
• High-level attention to detail
• Enthusiastic appreciation for credit analysis
• Professional self-starter with talent for investigative problem solving
• Ability to work effectively without direct supervision, yet demonstrates teamwork in facilitating workflow
• Ability to prioritize effectively and remain focused and organized under pressure
• Inquiring mind and accounting aptitude
• Enjoys working in an office/cubicle environment
• Successful completion of a credit history review is a condition of employment

Qualifications

• Minimum of an Associate’s degree in Business, Accounting, Finance, or related field (Bachelor’s degree preferred)
• Minimum of 6 months related experience in a financial function/role (previous experience in a financial institution environment preferred)
• Experience in, or proficiency with, banking or finance-related PC applications used for complex data entry such as Moody’s Risk Analyst, Buker’s Tax Analysis spreading software, or other financial applications

Pay

$22.90 - $26.33 per hour