Consumer Loan Underwriter 4

Job Type Full-time Description Job Summary: Reviews loan documents and appropriate auto, personal, credit card and home equity lines of credit applications, by assessing financial risk, analyzing data, reviewing borrowers creditworthiness, and ensuring compliance with banking regulations, while making crucial loan underwriting decisions. Essential Job Duties Perform all duties for a level 1, 2, and 3 Consumer UnderwriterAssist in coaching, mentoring, motivation and training new staff members on products and proceduresIdentifies training or knowledge gaps within the team and brings to the attention of supervisor, while seeking to close those gaps, to ensure consistent, superior service for our members. Provide insight and feedback to management on underwriting policies and proceduresAnswer underwriting inquiries and provided detailed and accurate response in a timely mannerSupport and respond to questions from Consumer Underwriter 1, 2 and 3.Support staff in absence of manager or supervisorResolve escalated issues of high complexity and associated risks.Perform other duties as assigned. Requirements Required Skills/Abilities: Excellent interpersonal and negotiation skills.Excellent organizational skills and attention to detail.Strong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication.Strong organizational skills in managing multiple initiatives. Strong analytical and decision-making skills Knowledge Expert knowledge of consumer credit and underwriting principlesExpert with federal and state regulations affecting consumer loansExpert level knowledge of overall consumer and mortgage lending processes, including underwriting and loan processing. Expert level knowledge of valid documentation related to the processing of consumer and mortgage applications (tax returns, financial statements, verification of income, etc.)High level experience underwriting portfolio Education And Experience Minimum six years’ experience in consumer and HELOC underwriting, lending or related experienceMinimum high school diploma/GED or more than six year of related experience. Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 5 pounds at times. Salary Description $35.21 to 44.01 (Per Hour) DOE