Commercial Real Estate Loan Officer

Responsibilities

• Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager.
• Identifies, reports and manages problems on a timely basis.
• Pursues business development opportunities and solves problems.
• Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income.
• Prepares Credit Approval Memorandums; presents it for approval.
• Supports the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service.
• Supports other division staff members.
• Cross-sells other bank services.

Qualifications

• Bachelor’s degree from an accredited institution or equivalent work experience.
• Minimum 3 years of experience in commercial real estate lending, or equivalent work experience.
• Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software.
• Knowledge of or ability to use Bank software and systems.
• Able to use an HP12c or similar calculator preferred.
• Requires strong written and oral communication skills and interpersonal skills.
• Requires strong analytical skills, organization and attention to detail.
• Able to work flexible hours including holidays, weekends and evenings as needed or assigned.
• Must be able to provide own transportation or to operate a vehicle with a valid driver’s license, and commute in a timely manner.
• Travels by air as required.