Commercial Loan Officer

Responsibilities

• Solicit, develop and manage credit relationships with individuals and businesses seeking a variety of secured and unsecured loans, including commercial, real estate, and construction.
• Oversee and manage commercial loan portfolio.
• Works with Chief Lending Officer or Senior Commercial Lender on more complex relationships.
• Responsible for the overall profitability and quality of loan portfolio.
• Operate within established lending authority and guidelines; provide optimum profitability balanced with acceptable risk.
• Ensure adherence to established bank loan procedures, practices and reporting requirements.
• Responsible for sales development and referral activities including STEP sales training and activities.
• Create a teamwork environment to ensure that quality service is provided and sales/business development goals are met.
• Conducts relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations.