Commercial Loan Officer

The Commercial Loan Officer is responsible for developing new client relationships to increase the loan portfolio and associated deposit balances.

Responsibilities

• Develop a diverse commercial loan portfolio through actively seeking new business.
• Assist in all phases of the loan life cycle (from application to close) by identifying and evaluating commercial loan opportunities.
• Assist in all phases of the loan life cycle (from application to close) by presenting and recommending appropriate loans to the Bank's credit committee.
• Assist in all phases of the loan life cycle (from application to close) by compiling necessary information needed for underwriters to accurately evaluate the deal.
• Assist in all phases of the loan life cycle (from application to close) by consistently communicating with the borrower and Bank staff throughout the loan process.
• Assist in all phases of the loan life cycle (from application to close) by working with the loan closing team and Bank's attorney to close the loan.
• Meet and exceed annual lending goals set forth by the Bank.
• Understand Bank credit policy as well as regulatory requirements to ensure all loans are in compliance.

Qualifications

• 5+ years of commercial lending experience including both C&I and CRE loans.
• Strong understanding of credit risk and sound underwriting principles.
• Strong understanding of the Banking industry and the regulatory requirements associated with it.
• Bachelor's degree in Business, Finance, and/or Accounting preferred.
• Excellent communication and organization skills.
• Strong analytical and computer skills including Microsoft Office products and lending programs.
• Proven track record of relationship/portfolio management as well as loan origination.