Commercial Loan Officer
for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. The posting includes description, duties, responsibilities, job requirements, qualifications, skills, physical environment, schedule (typical work hours). No explicit pay or benefits. So we should not include Pay or Benefits sections. Schedule: we have "typical work hours being 8.30a through 5.15p" and hybrid office setting five days a week. So we can include Schedule section.
We need to not repeat job title as heading. Use for each section heading.
We need to preserve all substantive info, no boilerplate like EEO, etc. Remove cookie/navigation/legal/EEO etc. Also remove duplicated lines.
We need to structure: maybe sections: About the role (description), Responsibilities (duties), Requirements (maybe combine qualifications and skills?), but we have separate headings for Qualifications and Skills. The posting includes "Job Requirements Level 1 Qualifications And Skills" etc. Could split into Qualifications (education, experience, certifications) and Skills (software proficiency). We'll need to extract.
Let's parse content:
Job Type Full-time Description Commercial Loan Officer Level 1 The Commercial Loan Officer 1 is responsible for commercial banking for companies up to $60 million in revenue. Focuses on developing skillset, building network and establishing sound and efficient Commercial Loan Officer practices.
Duties And Responsibilities: long paragraph.
Job Requirements Level 1 Qualifications And Skills: bullet list (but actually sentences). Contains: 1-4 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, portfolio management, and effective cross-departmental collaboration is required. Understanding of commercial lending laws, regulations, and guidelines is required. Bachelor’s degree in accounting, finance, statistics, business or other related field is required; Master’s degree is preferred. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. EasyLender, Cleartouch, OnBase, CreditQuest, various government and investor software/web portals is preferred. CRM software is preferred. Experience in financial services or banking is preferred. Completed, actively pursuing or willing to begin progressive OBL/ABA certification courses related to position, required.
Then there are Level 2 and Level 3 details, but they are just extensions. Since we need to preserve all substantive info, we could include them under Requirements/Qualifications/Skills as applicable for each level? But we might just include generic statements covering all levels? However instructions: "Preserve ALL substantive information; do NOT invent or summarize away detail." So we need to include the level-specific details. Could create sub-sections? But we only allowed headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We cannot add custom headings like Level 2. So we need to fit level-specific info within those sections. Perhaps we can include them under Requirements (or Qualifications) as paragraphs that mention the levels.
We need to avoid repeating the same info. Let's extract:
About the role: The description paragraph: "Commercial Loan Officer Level 1 The Commercial Loan Officer 1 is responsible for commercial banking for companies up to $60 million in revenue. Focuses on developing skillset, building network and establishing sound and efficient Commercial Loan Officer practices."
Also there is description for Level 3 similar but we can combine? Might be redundant. But we need to preserve all substantive info; we could mention that levels 1-3 have similar responsibility for companies up to $60M revenue, with increasing seniority.
Responsibilities: combine duties from level 1, plus additional duties for level 2 and level 3. We'll list them as bullet list (- ). Ensure we don't duplicate.
Qualifications: education, experience, certifications per level.
Skills: software proficiency, etc.
Schedule: hybrid office setting five days a week, typical work hours 8:30a-5:15p.
Physical environment: maybe not a section; we could drop as not requested headings. But we need to preserve all substantive info; if we drop it, we lose info. However we only allowed those headings; we could include physical environment under About the role or Responsibilities? Might be okay to include in About the role as a note. But better to include in a separate section? Not allowed. Could we include it under Requirements? Not ideal. Perhaps we can include a short paragraph under About the role that mentions physical environment. The instruction: "Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It says e.g., implying those are examples but we should use those headings. It didn't say we cannot add other headings, but likely they want only those. Safer to stick to those headings and embed other info within them.
Thus we can put physical environment details in About the role or Responsibilities as a sentence.
We must not include boilerplate like EEO, etc.
Now craft HTML.
We'll start with About the role
...
Then Responsibilities
- ...
...
Then Requirements
... maybe combine experience requirements across levels? But we have separate qualifications and skills headings. So Requirements could be a brief statement about overall requirements? Might be redundant. Perhaps we skip Requirements and go straight to Qualifications and Skills. But we need to include a section only when posting has real specific content. The posting has "Job Requirements Level 1 Qualifications And Skills". So we could treat that as Qualifications and Skills combined. But we have separate headings for Qualifications and Skills; we can split.
Thus we might omit Requirements section, or we could put a brief summary like "See Qualifications and Skills sections." But that would be filler. Better to omit Requirements if no distinct content beyond what's covered in Qualifications and Skills.
Thus sections: About the role, Responsibilities, Qualifications, Skills, Schedule.
Check if any Benefits or Pay: none.
Now extract details.
About the role: include description for all levels? Let's write:
"The Commercial Loan Officer role is responsible for commercial banking for companies up to $60 million in revenue. Level 1 focuses on developing skillset, building network, and establishing sound practices. Level 2 adds mentoring and advanced vendor management. Level 3 is regarded as a senior loan officer, managing the largest and most complex client accounts, providing advice and training, and meeting higher sales plans."
Also include physical environment: "While performing the duties, the employee regularly lifts, walks, stands, sits, bends, reaches, climbs, pushes/pulls, uses hands, and sees, hears, and speaks; may occasionally lift/move up to 25 pounds; noise level is usually quiet to moderate; position is hybrid office, five days a week with typical work hours 8:30 a.m. to 5:15 p.m."
But schedule will be separate; we can mention hybrid office and hours in Schedule section, not duplicate.
Thus About the role: focus on role description and responsibilities overview? Might be okay.
Responsibilities: list all duties from level 1, plus level 2 and level 3 additions.
Let's compile duties:
Level 1 duties (from text):
- Manages business development by acquiring new commercial banking business by utilizing effective calling techniques to achieve corporate growth.
- Maintains and develops relationships with centers of influence including accountants, attorneys, community leaders, professional and/or social organizations.
- Attends networking, charity, and corporate functions for prospecting and establishment of relationships.
- Consistently updates supervisor regarding pending banking business and metrics.
- Proactively seeks support from experienced Commercial Loan Officers as appropriate.
- Responsible for meeting or exceeding Commercial Loan Officer Level 1 sales plan.
- Manages portfolios and underwriting by coordinating with clients on accounts and other issues related to the commercial relationships.
- Works with commercial team members to facilitate credit application process.
- Performs site visits.
- Works with underwriter to obtain decisions.
- Works with underwriting to perform annual reviews of assigned portfolio.
- Identifies, evaluates, structures and documents commercial credit transactions to ensure maximum profitability with reasonable risk.
- Monitors credit quality within assigned portfolios and takes action as appropriate.
- Consistently updates supervisor regarding portfolio and underwriting status.
- Works closely with other departments to handle client service issues and to cross sell other bank products.
- Handles high level executive account and loan requests to reinforce extraordinary service levels.
- Proactively works to establish strong relationships with key members of other departments.
- Professionally represents the bank in civic and community functions to further enhance the bank’s visibility while increasing business development.
- Attends training to continually improve sales and presentation skills, commercial, SBA and treasury management knowledge, and other applicable banking knowledge.
- As directed, supports management of service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance; provides feedback and holds accountable.
- Complies with all applicable banking laws and regulations, including Bank Secrecy Act, USA Patriot Act, related anti-money laundering statutes, and federal consumer protection legislation and regulations.
- Other duties as assigned.
Level 2 additions:
- Responsible for meeting or exceeding Commercial Loan Officer Level 2 sales plan.
- Acts as a mentor to credit analysts, portfolio managers, and less experienced loan officers.
- Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance; provides feedback and holds them accountable. (similar to level 1 but maybe more emphasis)
Level 3 additions:
- Regarded as Senior Commercial Loan Officer, responsible for meeting or exceeding Commercial Loan Officer Level 3 sales plan.
- Regarded as Senior Commercial Loan Officer, focused on managing portfolio with largest and most complex clients and accounts.
- Handles high level executive account and loan requests to reinforce extraordinary service levels.
- Offers advice, presents learning opportunities, supports relationship building and assists with training as needed.
We need to avoid duplication. Many items overlap; we can combine.
We'll produce a bullet list covering unique responsibilities.
Now Qualifications: extract education, experience, certifications per level.
Level 1:
- 1-4 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, portfolio management, and effective cross-departmental collaboration.
- Understanding of commercial lending laws, regulations, and guidelines.
- Bachelor’s degree in accounting, finance, statistics, business or other related field; Master’s degree preferred.
- Completed, actively pursuing or willing to begin progressive OBL/ABA certification courses related to position.
Level 2 (on top of level 1):
- 4-7 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, developing commercial business, portfolio management, and effective cross-departmental collaboration.
- Thorough understanding of commercial lending laws, regulations, and guidelines.
Level 3 (on top of levels 1 and 2):
- 7-10 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, developing commercial business, portfolio management, and effective cross-departmental collaboration.
We could combine into a paragraph that mentions experience ranges for each level.
Skills: software proficiency etc.
From level 1:
- Proficiency in MS Office [Outlook, Excel, Word] or similar software required.
- EasyLender, Cleartouch, OnBase, CreditQuest, various government and investor software/web portals preferred.
- CRM software preferred.
- Experience in financial services or banking preferred.
Level 2 and 3 didn't add new skills.
Thus skills list.
Now Schedule: hybrid office setting five days a week, typical work hours 8:30a through 5:15p.
We'll put that.
Now ensure we don't include boilerplate like "Other duties as assigned" maybe keep as it's substantive? It's a generic phrase but it's part of duties; we can keep.
Now produce HTML.
- ). Ensure we don't duplicate.
Qualifications: education, experience, certifications per level.
Skills: software proficiency, etc.
Schedule: hybrid office setting five days a week, typical work hours 8:30a-5:15p.
Physical environment: maybe not a section; we could drop as not requested headings. But we need to preserve all substantive info; if we drop it, we lose info. However we only allowed those headings; we could include physical environment under About the role or Responsibilities? Might be okay to include in About the role as a note. But better to include in a separate section? Not allowed. Could we include it under Requirements? Not ideal. Perhaps we can include a short paragraph under About the role that mentions physical environment. The instruction: "Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It says e.g., implying those are examples but we should use those headings. It didn't say we cannot add other headings, but likely they want only those. Safer to stick to those headings and embed other info within them. Thus we can put physical environment details in About the role or Responsibilities as a sentence. We must not include boilerplate like EEO, etc. Now craft HTML. We'll start with
About the role
...
ThenResponsibilities
- ... ...
Requirements
... maybe combine experience requirements across levels? But we have separate qualifications and skills headings. So Requirements could be a brief statement about overall requirements? Might be redundant. Perhaps we skip Requirements and go straight to Qualifications and Skills. But we need to include a section only when posting has real specific content. The posting has "Job Requirements Level 1 Qualifications And Skills". So we could treat that as Qualifications and Skills combined. But we have separate headings for Qualifications and Skills; we can split. Thus we might omit Requirements section, or we could put a brief summary like "See Qualifications and Skills sections." But that would be filler. Better to omit Requirements if no distinct content beyond what's covered in Qualifications and Skills. Thus sections: About the role, Responsibilities, Qualifications, Skills, Schedule. Check if any Benefits or Pay: none. Now extract details. About the role: include description for all levels? Let's write: "The Commercial Loan Officer role is responsible for commercial banking for companies up to $60 million in revenue. Level 1 focuses on developing skillset, building network, and establishing sound practices. Level 2 adds mentoring and advanced vendor management. Level 3 is regarded as a senior loan officer, managing the largest and most complex client accounts, providing advice and training, and meeting higher sales plans." Also include physical environment: "While performing the duties, the employee regularly lifts, walks, stands, sits, bends, reaches, climbs, pushes/pulls, uses hands, and sees, hears, and speaks; may occasionally lift/move up to 25 pounds; noise level is usually quiet to moderate; position is hybrid office, five days a week with typical work hours 8:30 a.m. to 5:15 p.m." But schedule will be separate; we can mention hybrid office and hours in Schedule section, not duplicate. Thus About the role: focus on role description and responsibilities overview? Might be okay. Responsibilities: list all duties from level 1, plus level 2 and level 3 additions. Let's compile duties: Level 1 duties (from text): - Manages business development by acquiring new commercial banking business by utilizing effective calling techniques to achieve corporate growth. - Maintains and develops relationships with centers of influence including accountants, attorneys, community leaders, professional and/or social organizations. - Attends networking, charity, and corporate functions for prospecting and establishment of relationships. - Consistently updates supervisor regarding pending banking business and metrics. - Proactively seeks support from experienced Commercial Loan Officers as appropriate. - Responsible for meeting or exceeding Commercial Loan Officer Level 1 sales plan. - Manages portfolios and underwriting by coordinating with clients on accounts and other issues related to the commercial relationships. - Works with commercial team members to facilitate credit application process. - Performs site visits. - Works with underwriter to obtain decisions. - Works with underwriting to perform annual reviews of assigned portfolio. - Identifies, evaluates, structures and documents commercial credit transactions to ensure maximum profitability with reasonable risk. - Monitors credit quality within assigned portfolios and takes action as appropriate. - Consistently updates supervisor regarding portfolio and underwriting status. - Works closely with other departments to handle client service issues and to cross sell other bank products. - Handles high level executive account and loan requests to reinforce extraordinary service levels. - Proactively works to establish strong relationships with key members of other departments. - Professionally represents the bank in civic and community functions to further enhance the bank’s visibility while increasing business development. - Attends training to continually improve sales and presentation skills, commercial, SBA and treasury management knowledge, and other applicable banking knowledge. - As directed, supports management of service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance; provides feedback and holds accountable. - Complies with all applicable banking laws and regulations, including Bank Secrecy Act, USA Patriot Act, related anti-money laundering statutes, and federal consumer protection legislation and regulations. - Other duties as assigned. Level 2 additions: - Responsible for meeting or exceeding Commercial Loan Officer Level 2 sales plan. - Acts as a mentor to credit analysts, portfolio managers, and less experienced loan officers. - Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance; provides feedback and holds them accountable. (similar to level 1 but maybe more emphasis) Level 3 additions: - Regarded as Senior Commercial Loan Officer, responsible for meeting or exceeding Commercial Loan Officer Level 3 sales plan. - Regarded as Senior Commercial Loan Officer, focused on managing portfolio with largest and most complex clients and accounts. - Handles high level executive account and loan requests to reinforce extraordinary service levels. - Offers advice, presents learning opportunities, supports relationship building and assists with training as needed. We need to avoid duplication. Many items overlap; we can combine. We'll produce a bullet list covering unique responsibilities. Now Qualifications: extract education, experience, certifications per level. Level 1: - 1-4 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, portfolio management, and effective cross-departmental collaboration. - Understanding of commercial lending laws, regulations, and guidelines. - Bachelor’s degree in accounting, finance, statistics, business or other related field; Master’s degree preferred. - Completed, actively pursuing or willing to begin progressive OBL/ABA certification courses related to position. Level 2 (on top of level 1): - 4-7 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, developing commercial business, portfolio management, and effective cross-departmental collaboration. - Thorough understanding of commercial lending laws, regulations, and guidelines. Level 3 (on top of levels 1 and 2): - 7-10 years of commercial lending/sales experience and a demonstrated track record of success in meeting progressive plan goals, developing commercial business, portfolio management, and effective cross-departmental collaboration. We could combine into a paragraph that mentions experience ranges for each level. Skills: software proficiency etc. From level 1: - Proficiency in MS Office [Outlook, Excel, Word] or similar software required. - EasyLender, Cleartouch, OnBase, CreditQuest, various government and investor software/web portals preferred. - CRM software preferred. - Experience in financial services or banking preferred. Level 2 and 3 didn't add new skills. Thus skills list. Now Schedule: hybrid office setting five days a week, typical work hours 8:30a through 5:15p. We'll put that. Now ensure we don't include boilerplate like "Other duties as assigned" maybe keep as it's substantive? It's a generic phrase but it's part of duties; we can keep. Now produce HTML.