Commercial Portfolio Manager III | Eastern NC

Essential Responsibilities

• Aid loan officers with the loan approval process by obtaining and analyzing financials, preparing loan summaries and packages for approval.
• Attend outside prospect and member meetings as necessary.
• Maintain the maturing loan report and assist loan officers and administrative officers in underwriting loans for renewal, gathering necessary financial information and completing LCA's for temporary extensions.
• Manage past dues by adding comments to Insight and inputting new loans and renewals into B2B.
• Prepare quarterly Problem Asset Reports for review and assist with managing credit monitoring items and Priority 1 exceptions.
• Learn about and promote TowneBank products and services, as well as affiliate companies, to identify cross-selling opportunities.
• Work on special projects to enhance loan portfolio management efficiency within the region.
• Collaborate with loan officers and administrative officers to ensure compliance with closing requirements and resolve exceptions.
• Build strong partnerships with business partners to support loan portfolio management.

Minimum Required Skills & Competencies

• Outstanding member service and communication skills.
• Understanding of TowneBank’s lending culture and philosophy.
• Knowledgeable in analyzing financial statements and underwriting commercial credit.
• Ability to work independently and with minimal supervision.
• Experience working effectively within various internal departments.
• Previous lending experience or relevant loan operations experience.
• Thorough knowledge of Bank policies and procedures.
• Proficiency in using Word and Excel.

Desired Skills & Competencies

• College degree in Business, Finance, or Accounting.
• Experience in B2C and B2B lending environments.
• At least 8 years of credit analysis/underwriting experience.