Commercial Portfolio Manager III | Eastern NC

Primary Purpose

Aid the loan officers in managing and monitoring their loan portfolio, including loan underwriting for new and existing members and member interactions.

Essential Responsibilities

• Aid loan officers with the loan approval process by obtaining and analyzing financials, preparing loan summaries and packages for approval.
• Attend outside prospect and member meetings as necessary.
• Maintain the maturing loan report and assist loan officers and administrative officers in underwriting loans for renewal, gathering necessary financial information and completing LCA's for temporary extensions.
• Manage past dues, inputting new loans and renewals to B2B, and complete quarterly Problem Asset Reports for review and approval.
• Work on special projects to enhance loan portfolio management efficiency.
• Collaborate with and independently support loan officers and administrative officers as needed.
• Build strong partnerships with business partners and understand closing requirements for all loans, clearing exceptions as needed.
• Adhere to applicable federal laws, rules, and regulations, including AML and BSA.

Minimum Required Skills & Competencies

• Excellent member service skills.
• Excellent communication skills and professional interaction with internal and external members.
• Satisfactory completion of Credit and Small Business rotation or equivalent financial analysis and underwriting experience.
• Ability to work with minimal supervision and collaborate effectively across departments.
• Previous lending experience or experience in loan operations.
• Knowledge of Bank policies and procedures.
• Computer skills (Word and Excel).

Desired Skills & Competencies

• College degree in Business, Finance, or Accounting.
• Experience in B2C and B2B environments.
• At least 8 years of credit analysis/underwriting experience.