Commercial Portfolio Manager III

Essential Responsibilities

• Aid loan officers in the loan approval process by obtaining and analyzing financials, preparing loan summaries and packages for approval.
• Attend outside prospect and member meetings as necessary.
• Maintain the maturing loan report and assist loan officers and administrative officers in underwriting loans for renewal, including requesting necessary financial information and completing LCA’s for temporary extensions.
• Manage past dues for loan officers, inputting new loans and renewals to B2B, and completing quarterly Problem Asset Reports.
• Assist with managing credit monitoring items and Priority 1 exceptions.
• Build strong partnerships with business partners and learn about TowneBank’s products and services.
• Work independently and alongside loan officers to understand and clear loan closing requirements and exceptions.
• Participate in special projects to improve loan portfolio management efficiency.

Minimum Required Skills & Competencies

• Excellent member service skills.
• Excellent communication skills and professional interaction with internal and external members.
• Satisfactory completion of Credit and Small Business rotation or equivalent knowledge and experience in analyzing financial statements and underwriting commercial credit.
• Ability to work with minimal supervision and collaborate effectively across various internal departments.
• Previous lending experience or experience in loan operations.
• Knowledge of Bank policies and procedures.
• Computer skills (Word and Excel).

Desired Skills & Competencies

• College degree in Business, Finance, or Accounting.
• Experience in B2C and B2B environments.
• At least 8 years of experience in credit analysis/underwriting.