Commercial Portfolio Manager II

About the role

The Commercial Portfolio Manager II – CIP serves as a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.

Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager, playing a highly visible role in managing the customer relationship.
• Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimizes customer relationships by working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Owns primary responsibility for the credit quality and monitoring of Commercial portfolio risks, including risk rating new credits and updating risk grades.
• Ensures underwriting quality, portfolio administration, and ongoing credit quality of the assigned portfolio.
• Works directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer to present proposed credit actions in written and verbal formats to Senior Loan Committee.
• Conducts portfolio reviews with senior management.
• Functions in a team environment, collaborating with teams outside of direct reporting lines and participating in special projects.
• Mentors Credit Analysts to develop required competencies and experience.
• Prioritizes work to meet customer expectations and analyzes the existing portfolio to identify trends and opportunities.
• Maintains up-to-date knowledge of market and industry trends.
• Serves as a mentor and coach to junior portfolio managers, credit analysts, and relationship managers, interacting professionally with senior leadership, clients, and prospects.
• Performs other duties as assigned.

Qualifications

• Bachelor’s Degree.
• Minimum of 3+ years of relevant experience in Commercial Banking.

Preferred Qualifications

• Formal credit training.
• Proven and in-depth knowledge of credit products, risk assessment, and debt structuring.

Workplace Type

This is an office-based role. Certain positions outside our branch network may be eligible for a flexible work arrangement, combining in-office and work-from-home opportunities to deepen connections, maintain community, and support best work practices. Specific arrangements will be provided by the hiring team.

Exempt status: Yes (not eligible for overtime pay).