Commercial Portfolio Manager II

Duties & Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Has a highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Deepens, retains, and grows assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimizes customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Owns primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Underwrites quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Works directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.
• Effectively presents proposed credit actions in written analysis documents and as necessary, verbally to Senior Loan Committee.
• Conducts portfolio reviews with senior management.
• Functions in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
• Participates in special projects.
• Mentors Credit Analysts to develop required competencies and experience.
• Prioritizes work to meet customer expectations.
• Analyzes existing portfolio to identify trends and opportunities.
• Maintains up-to-date knowledge of market/industry trends.
• Serves as a mentor/coach to junior portfolio managers, credit analysts, and relationship managers.
• Successfully interacts with senior leadership, clients, and prospects on a professional consultative basis.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor’s Degree
• 3+ years of relevant experience in Commercial Banking

Preferred Qualifications

• Formal credit training
• Proven and in-depth knowledge of credit products, risk assessment, and debt structuring

Exempt Status

Yes

Workplace Type

Office