Commercial Portfolio Manager II
About the role
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
Responsibilities
- Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.
- Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew or modify deals.
- Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
- Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends.
- Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
- Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
- Ensure compliance with internal policies and regulatory guidelines.
- Actively involved in the recruiting, training, and mentoring of junior team members to enhance their skills and performance.
- Create and deliver comprehensive portfolio performance reports and presentations for senior management, offering strategic insights and high-level recommendations.
- Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives.
- Supervise other employees, typically credit analysts, providing timely, candid and constructive performance feedback.
Qualifications
- Bachelor’s degree in Finance, Business Administration, or related field.
- Minimum of 6 years of experience in portfolio management, commercial banking, or related discipline.
- Strong understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
- Strong analytical skills and critical thinking skills.
- Strong verbal and written communication skills.
- Professional presence (client-facing).
- Strong interpersonal and communication skills with the ability to collaborate effectively with business and risk partners.
- Expertise in financial and risk analysis, including financial modeling.
- Demonstrated expertise in using effective problem solving.
- Proficient in technology and ability to learn new applications.
- Ability to manage multiple projects and meet deadlines.
Skills
- Commercial Portfolio Management
- Credit Analysis
- Portfolio Management
- Structuring
- Underwriting
- Legal Documentation
- Financial Modeling
- Problem Solving
- Technology Proficiency
- Project Management
Benefits
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Pay
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Schedule
Not specified.