Commercial Insurance Advisor

About the role

Authority is developing insurance-focused products, intelligence and advisory offerings for businesses. We are looking for an experienced commercial insurance professional who is currently active in the United States to advise us as we develop and improve these offerings. You will provide practical guidance on customer needs, coverage design, underwriting, pricing, distribution, claims and market positioning. Your advice will help ensure that our insurance offerings reflect how the commercial insurance market actually operates.

Responsibilities

• Commercial insurance product design and market fit
• Coverage, limits, exclusions and policy wording
• Underwriting and pricing considerations
• Broker, carrier, MGA and direct distribution models
• Claims processes and common customer problems
• Carrier appetite, capacity and competitive positioning
• Opportunities to improve insurance data, tools and customer experiences

Requirements

• At least 5 years of relevant insurance experience
• Currently operating in or closely involved with the United States insurance market
• Up-to-date knowledge of local customers, regulation and market conditions
• Firsthand experience with insurance product, underwriting, claims, brokerage or distribution decisions
• A valid LinkedIn profile showing relevant professional experience

Schedule

• Independent consulting contract
• Remote within the United States
• Approximately 2 to 4 paid consulting hours per month
• Flexible scheduling
• This is not a full-time position or a sales role. Advisors provide independent industry guidance and do not bind coverage or provide regulated advice on Authority's behalf.