Automotive Finance Manager
Seattle, WA · Mercedes-Benz · Luxury brand · Finance Manager · F&I · Finance & Insurance · Menu selling · Compliance · Luxury or import preferred · Pacific Northwest · Veterans encouraged to apply · $72,000 - $180,000+ per year OTE
Is This You
- You're an experienced F&I Manager with a strong PVR, a clean compliance record, and a menu presentation that earns guest confidence rather than resistance
- You operate with integrity — your deals are structured honestly, your lender relationships are solid, and your documentation is complete and fundable every time
- You have 2+ years of automotive F&I experience — preferably at a luxury or import brand — and you're ready to bring that expertise to one of the Pacific Northwest's most established Mercedes-Benz stores
Who We Are
Swickard Auto Group is a hospitality company that happens to sell and service cars. We believe the best guest experiences start with the best employee experiences. That's why we've grown to 40+ rooftops across the West Coast, Alaska, and Hawaii while maintaining a culture built on one simple idea: do right by people, every time. Mercedes-Benz of Seattle serves a sophisticated, high-expectation guest base in one of the Pacific Northwest's most active luxury automotive markets. The Finance Manager here is an essential part of how guests experience the store — not a closing room, but the final chapter of a hospitality-first purchase that started the moment they walked through the door.
Responsibilities
- Present and close finance, lease, and protection products using a consultative, menu-based approach that reflects the Mercedes-Benz standard of care
- Structure deals accurately and efficiently — balancing strong PVR with lender compliance and a guest experience that matches the brand
- Manage lender relationships across a diverse lending portfolio — ensuring deal flow, funding speed, and lender mix are optimized for a luxury buyer profile
- Ensure full compliance with all federal, state, and dealership regulatory requirements — Regulation Z, TILA, FCRA, and applicable Washington state requirements
- Partner with the sales team to ensure clean deal handoffs and a seamless transition from the showroom to the finance office
- Maintain deal documentation to the highest standard — every deal fundable, every file complete
- Achieve penetration and PVR targets across VSC, GAP, maintenance, and appearance products
- Support the development of Sales Consultants' product knowledge and F&I referral habits
Requirements
- 2+ years of Finance Manager experience at a franchised dealership — required
- Luxury or import brand F&I experience strongly preferred — Mercedes-Benz, BMW, Audi, Lexus, or similar backgrounds a significant advantage with this buyer profile
- Proven PVR performance and consistent product penetration across a full menu
- Strong knowledge of lender programs, finance and lease structures, and compliance requirements — including Washington state-specific regulations
- Reynolds & Reynolds or CDK experience preferred
- High integrity and zero tolerance for compliance shortcuts — clean deals, clean files, every time
- Polished, professional communicator — Mercedes-Benz guests expect a finance experience that matches the care and attention they received on the showroom floor
- Valid driver's license with a clean driving record
Pay
OTE of $72,000 - $180,000+ per year
Benefits
- Medical, dental, and vision insurance
- Life insurance and supplemental coverage options
- Paid time off and paid holidays
- Career growth — strong Finance Managers at Swickard grow into F&I director and multi-store finance leadership roles
- Employee vehicle purchase and service discounts
- A high-volume luxury store with consistent deal flow and strong back-end gross potential in one of the Pacific Northwest's most active markets
Why Mercedes-Benz of Seattle
- A high-volume Mercedes-Benz store in Seattle's active luxury automotive market — consistent deal flow and a high-net-worth buyer base that rewards an F&I manager who leads with honesty and expertise
- Mercedes-Benz's lease programs, finance structures, and protection products are genuinely competitive — you'll have real tools to build strong back-end gross without relying on pressure
- Seattle's sophisticated buyer base responds well to transparency and preparation — the F&I manager who earns trust through clarity and integrity builds the kind of guest loyalty that drives repeat business
- Swickard is one of the fastest-growing dealer groups in the country — ranked Top 5 in North America for reputation in the automotive industry
- Our HEART values — Honor, Engage, Anticipate, Respond, Thank — apply in the finance office just as much as on the showroom floor
- Leadership that supports a clean, compliant, high-performing finance operation and recognizes the F&I managers who build it