Analyst, Mortgage Capital Markets, Global Capital Markets

About the role

Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture. Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries!

Responsibilities

• Champions a customer-focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.
• Prepares pitch books and marketing presentations in support of the mortgage financing and capital markets platform.
• Assists in structuring, negotiating terms and documentation with borrowers and other third parties culminating in the closing of transactions.
• Maintains the existing portfolio by handling clients' requests related to the warehouse facilities, collateral, and customer funding requests. Drafts annual risk reviews and works on internal credit underwriting approvals. Works closely with credit officers to coordinate the requisite reviews by risk management. Works closely with trading team to ensure daily marking of positions and requisite margin call monitoring.
• Attends due diligence meetings.
• Reviews daily collateral reports and monitors asset performance trends.
• Captures and coordinates a variety of activities with the mid-office and operations teams including the closing of new and existing transactions, daily draw requests, tracking and monitoring of collateral, and providing them with updates or changes to the terms or funding of deals as required.
• Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
• Be an active ally and advocate for Diversity, Equity and Inclusion. Strengthen a culture centered around inclusion and creating a sense of belonging for all employees.

Requirements

• Demonstrates sound knowledge of mortgage financing fundamentals, with experience in agency mortgage warehouse lending preferred.
• Degree in Business or related field. MBA/CPA/CFA or other industry designation is helpful.
• Banking experience in a Corporate/Commercial lending or related environment.
• Prior experience in mortgage capital markets / mortgage warehouse financing strongly preferred.
• Requires computer (Word, Excel, PowerPoint) proficiencies as well as excellent written and oral communication skills.
• Experience in credit analysis and familiarity with legal document review required.
• A high level of commitment and a strong sense of teamwork are needed to succeed in the role.
• Roll-up sleeve attitude to support the team and internal stakeholders in a new business build and help where needed.
• Ability to prioritize, make timely and sound judgments, and succinctly communicate with senior management.
• Series SIE, 63 & 79 to be obtained in due course.