VP Finance
About the role
Xe is one of the world's leading cross-border payment providers, enabling consumers and businesses to move money internationally with speed, transparency, and competitive rates. Part of Euronet Worldwide (NASDAQ: EEFT), Xe operates across multiple FCA-regulated and internationally licensed entities spanning the UK, Europe, APAC, and North America. We are in an active phase of strategic transformation and are looking for a VP Finance who combines financial rigour with commercial instinct.
Responsibilities
Own Xe's financial performance — revenue, margin, cost, and capital allocation — as the primary financial voice to the MD and Euronet Group CFO.
Partner with commercial, product, and operations leadership on unit economics, investment cases, and pricing decisions.
Manage the relationship with Euronet Group finance on consolidated reporting and capital allocation.
Own Xe's financial statements globally — accurate, timely, standards-compliant financial statements (IFRS / UK GAAP) across all entities.
Oversee statutory accounts, consolidation, intercompany accounting, balance sheet integrity, and fixed assets.
Manage tax compliance across jurisdictions (VAT/GST, corporate tax) with external advisors and Euronet's internal tax team.
Lead FP&A — evolve from a static model to driver-based rolling forecasts and scenario planning that connect business activity to financial outcomes.
Own the annual budgeting process end-to-end; track actuals vs. budget monthly and drive variance accountability with function heads.
Enforce the global expense policy and act as second-level approver on material invoices.
Oversee month-end close, external audit relationships, and accounts payable globally.
Define and maintain Xe's internal financial control framework across all entities — procure-to-pay and order-to-cash cycles.
Serve as primary interface with internal and external audit; track and remediate control deficiencies.
Manage multi-currency, multi-entity treasury operations — FX exposure, settlement, liquidity, and TMF relationships with banking partners.
Ensure safeguarding of client funds under Payment Services and Electronic Money Regulations; oversee regulatory capital and stress testing.
Define and implement Xe's corporate credit policy — currently a strategic gap — and oversee credit risk, limits, provisioning, and collections.
Oversee middle office: trade confirmation, settlement, valuation, and front-to-back controls.
Hold SMF2 (Chief Finance Function) accountability under FCA Senior Managers and Certification Regime (SMCR).
Carry board director responsibilities across Xe's regulated entities — HiFX Europe Ltd, HiFM Ltd, XE Europe BV, XE Corporation.
Act as or support the Nominated EMD for Xe's EMI license application.
Own regulatory reporting across FCA (UK), DNB (NL), ASIC (AU), and FINTRAC (CA).
Requirements
Proven VP Finance, CFO, or Deputy CFO experience in a regulated financial services or fintech environment.
FCA-regulated experience; SMF2 approved or demonstrably approvable under SMCR.
Multi-entity, multi-jurisdiction experience — UK, EU, APAC preferred.
Strong FP&A and commercial finance capability; driver-based modelling and business partnering.
Hands-on accounting and financial statements experience across multiple entities and standards (IFRS / UK / US GAAP).
Treasury and liquidity management experience in a multi-currency context.
Payments, FX, or money movement industry background.
PREFERRED: EMI or Payment Institution regulation experience; CASS safeguarding and regulatory capital frameworks.
Experience building or scaling a corporate credit function.
Familiarity with payment rails (SEPA, SWIFT, real-time) and treasury automation.
Experience partnering with a listed parent on group reporting and capital allocation.
Benefits
Medical, Dental & Vision Insurance
401K Plan with Match
Employee Stock Purchase Plan
Paid Vacation / Sick Leave
Hybrid Work Schedule
Tuition Assistance
Growth Opportunities
Corporate gatherings, team bonding events, and much more!
Plum™ Mental Health and Wellbeing Volunteering day for a charity of your choice
Pay
The reasonable estimated pay for this (Salary Exempt or Non-exempt hourly rate) role ranges from ($250,000USD to $275,000USD). Actual compensation is based upon factors such as the candidate’s skills, qualifications, and experience.
Schedule
Hybrid Work Schedule